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AtalayaAtalaya

Calle Cádiz

Luisiana (la), SevillaHouseRef: #E79CF67D

€28,650
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Size

104 m²

Price / m²

€275

Rooms

2

OccupancyUnconfirmed
25
Calle Cádiz — Luisiana (la)
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • Fachada: La fachada presenta desconchones y falta de pintura, con una ventana sin hoja.
  • Interior: Las paredes interiores muestran desconchones, humedad y ladrillo visto en varias zonas.
  • Cocina: La cocina está destripada, con azulejos antiguos y restos de mobiliario deteriorado.
  • General: Se aprecian instalaciones eléctricas antiguas y techos con vigas expuestas, indicando una reforma necesaria.

descriptionDescription

Casa adosada de 63 m² situada en La Luisiana, Sevilla. Se trata de una casa adosada de 63 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. La vivienda se sitúa en el núcleo urbano de La Luisiana, una localidad tranquila y bien comunicada, con buenos accesos por la autovía A-4, que conecta con Sevilla y Córdoba. Dispone de líneas de autobús interurbano que facilitan el transporte hacia municipios cercanos. En la población podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra inacabado y/o necesita de una reforma. El comprador deberá asumir los costes de la reforma y/o finalizacion de la obra, así como los de cualquier gestión u obligación relacionada o necesaria para su conservación o adecuación. Dado su estado, actualmente no es posible su ocupación, ni su destino como vivienda o local, debiendo tomarse las precauciones que correspondan en caso de acceso al mismo. El precio de venta de este Inmueble se ha determinado en base a las anteriores circunstancias, que han supuesto un menor valor del mismo, y que deberán ser expresamente aceptadas por el adquirente en la formalización de la transmisión del Inmueble. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1981

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
1557610UG0515N0001KA
Cadastral area
104 m²
Year built
1981
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 389 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 104.00m² en Luisiana (la) a 275€/m² (mediana zona 1936€/m², delta -85.8%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, stock estancado (387 días).

trending_upStrengths

  • +Descuento del -85.8% frente a la mediana zonal (1936€/m²)

warningRisks

  • 387 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Luisiana (la), Sevilla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-85.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,936 /m²
This asset
€275 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-75.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,106 /m²
This asset
€275 /m²
Samples
759
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€28,650
Transfer tax (ITP) 7% — Andalucía€2,006
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€31,956

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2025 (389 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing