AtalayaAtalaya

Calle Del Margallo

Urbanització Flor de Almendro, Pobla de Montornès (la), Tarragona • House • Ref: #E4CA4531

€170,000
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Size

88 m²

Price / m²

€1,929

Rooms

3

OccupancyVacant
60
Calle Del Margallo — Urbanització Flor de Almendro, Pobla de Montornès (la)
Photo: Solvia
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Viviendas adosadas desde 84 m² en venta, de 3 dormitorios situadas en la localidad de La Pobla de Montornès, provincia de Tarragona. Construidas en 2008, estas viviendas adosadas constan de dos plantas comunicadas entre sí mediante escalera interior y disponen de unas superficies mínimas de 84 m². Se distribuyen en salón-comedor con cocina abierta, amueblada con armarios altos y bajos, 3 dormitorios y de 2 y 3 baños. Las viviendas se localizan a 4 minutos del casco urbano de La Pobla de Montornès, comunicada mediante el acceso viario T-210. La zona dispone de equipamiento básico, restaurantes, colegio, disponiendo del resto de servicios en el entorno más próximo. En definitiva, la inversión idónea para vivir o poner en régimen de alquiler una vez realizada la adquisición. Con nuestros servicios podrá encontrar el activo residencial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2012

Pool

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 88.15 m² but the cadastre records 161 m² (+83%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6415316CF6661N0006AD
Cadastral area
161 m²
Year built
2012
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 713 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 88.15m² en Pobla de Montornès (la) a 1929€/m² (mediana zona 1831€/m², delta +5.4%). Buen Estado. Posesión libre. Zona muy_baja, stock estancado (712 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −712 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Urbanització Flor de Almendro, Pobla de Montornès (la), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+5.4%Above anchor
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€1,929 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+28.9%Above anchor
Scope
Postal code
Zone median
€1,497 /m²
This asset
€1,929 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€170,000
Transfer tax (ITP) 10% — Cataluña€17,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€595
Estimated total investment€188,595

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2024 (713 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing