Apartment in Zafra

Plaza España

Zafra, Badajoz • Ref: #E39CAC06

€105,000

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Size

130 m²

Price / m²

€808

Rooms

OccupancyVacant

Photo: Altamira

1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Salon: presenta suelos de terrazo antiguos, carpinteria exterior de aluminio simple y cableado visto en paredes.
•Dormitorio: armarios empotrados antiguos y paredes con necesidad general de pintura y pequenas reparaciones.
•Cocina: mobiliario basico envejecido con acabados antiguos aunque parece conservar estructura aprovechable.

Description

Piso en Pz España, Zafra, Badajoz. Superficie: 130 m², 4 habitaciones, 2 baños.

Characteristics

Bathrooms

Elevator

Terrace

Parking

Pool

Air conditioning

Heating

Storage room

Garden

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

5561302QC2556S

How to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 304 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: High

Score breakdown

Zone delta: 0/30
Possession: 20/20
Physical state: 14/25
Legal liens: 10/15
Zone liquidity: 3/15

Vivienda de 130.00m² en Zafra a 808€/m² (mediana zona 508€/m², delta +59.1%). Estado Mejorable. Posesión libre. Zona muy_baja, 294 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 179 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

+Altamira indica sin riesgo de ocupación

Risks

−Precio +59.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Zafra, Badajoz

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+22.4%Above anchor

Scope: Postal code
Zone median: €660 /m²
This asset: €808 /m²
Samples: 5
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000

Transfer tax (ITP) 8% — Extremadura€8,400

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€368

Estimated total investment€114,768

Estimated refurbishment (state: mejorable)€52,000 – €91,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.

21 Jul 2026

€115,000arrow_forward€105,000-8.7%

Listing intel

SourceAltamira

On the market sinceDec 2025 (304 days)

On Atalaya since11 Apr 2026

Last updated9 Oct 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing