Saltar al contenido
AtalayaAtalaya

House in Siero

Pola de Siero, Siero, Asturias • Ref: #E236B3C4

€43,000
open_in_newView original listing

Get new bank-owned properties in Siero under your budget by email. Free.

Size

109 m²

Price / m²

€394

Rooms

3

OccupancyUnconfirmed
26
House in Siero — Pola de Siero, Siero
Photo: Hipoges
1 / 32

AI visual analysis

Automated analysis · physical condition

32 of 32 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Potencial y ubicación en equilibrio en Asturias! Te presentamos esta vivienda, ubicada en la localidad de Siero, provincia de Asturias, que ofrece un amplio abanico de posibilidades para quienes desean diseñar un hogar a su medida o para inversores con visión reformadora. La vivienda, actualmente distribuida en amplios dormitorios y un baño, permite una reforma integral con opciones claras de rediseño, una cocina independiente, un salón-comedor, amplio y luminoso, con ventilación natural, puede modernizarse para incorporar acabados actuales y mayor confort. Gracias a su orientación favorable y distribución rectangular, esta vivienda tiene un gran potencial para ganar en eficiencia energética y luminosidad tras la reforma. Además, la posibilidad de conservar ciertos elementos estructurales o tradicionales abre la puerta a una rehabilitación con personalidad propia, integrando el encanto de lo original con las comodidades contemporáneas. Ubicada en un entorno residencial tranquilo pero bien conectado, esta propiedad se encuentra a pocos minutos del centro de Pola de Siero, donde se concentra la actividad comercial, educativa y administrativa del concejo. A menos de 10 minutos en coche encontrarás supermercados (Alimerka, Lidl), centros educativos como el Colegio Público Celestino Montoto o el IES Escultor Juan de Villanueva, centro de salud, instalaciones deportivas y todo tipo de servicios. Además, la estación de tren y la cercanía a la autovía A-64 permiten una conexión directa con Oviedo (20 minutos), Gijón (25 minutos) y el resto del Principado. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
C21303600TP80D
Cadastral area
118 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 109.00m² en Siero a 394€/m² (mediana zona 1339€/m², delta -70.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

Strengths

  • +Descuento del -70.6% frente a la mediana zonal (1339€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pola de Siero, Siero, Asturias

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-70.6%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,339 /m²
This asset
€394 /m²
Samples
196
Period
Q4-2025
Source
MITMA

vs other bank assets

-65.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,141 /m²
This asset
€394 /m²
Samples
185
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€43,000
Transfer tax (ITP) 8% — Asturias€3,440
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€47,740

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Sept 2026
€45,000arrow_forward€43,000-4.44%

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Siero by AI score

See all bank-owned properties in Siero

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing