AtalayaAtalaya

House in Torrent

Calle Benisaet

Torrent, Valencia • Ref: #DC398BC8

€57,000
open_in_newView original listing

Get new bank-owned properties in Torrent under your budget by email. Free.

Size

85 m²

Price / m²

€670

Rooms

1

OccupancyUnconfirmed
60
Calle Benisaet — Torrent
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Paramentos exteriores con abundantes grafitis, huecos tapiados y vallado perimetral de seguridad.
  • •Exterior: Medianera visible de edificación colindante demolida y acera pública protegida con vallas móviles.

Description

Vivienda de planta baja con necesidad de reformas, situada en la población de Torrent, provincia de Valencia. Cuenta con una superficie de 85 m² distribuidos en varias dependencias. La zona donde se ubica dispone de buen acceso a servicios y comercios, como: centros de enseñanza, supermercados, farmacias, centro de salud, estación de servicio, oficina de correos, entidades bancarias, restaurantes, cafeterías, transporte público y privado. A 4 minutos caminando de varia paradas de autobús con servicio de líneas interurbanas y a 180 metros de la carretera CV-4034. Con los servicios de Solvia podrá encontrar el inmueble que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1950

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 85.08 m² but the cadastre records 105 m² (+23%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8691411YJ1689S0002YM
Cadastral area
105 m²
Year built
1950
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2028 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 85.08m² en Torrent a 670€/m² (mediana zona 1728€/m², delta -61.2%). Estado Mejorable. Posesión desconocida. Zona media, más de 2 años sin vender.

Strengths

  • +Descuento del -61.2% frente a la mediana zonal (1728€/m²)

Risks

  • −2018 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torrent, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-65.0%Strong opportunity
Scope
Municipality
Zone median
€1,913 /m²
This asset
€670 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-37.2%Strong opportunity
Scope
Postal code
Zone median
€1,067 /m²
This asset
€670 /m²
Samples
24
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€57,000
Transfer tax (ITP) 10% — Comunitat Valenciana€5,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€64,000
Estimated refurbishment (state: mejorable)€34,000 – €59,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2021 (2028 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Torrent by AI score

See all bank-owned properties in Torrent
Calle Fuente del Sapo, 140
70

Calle Fuente del Sapo, 140

€86,450

€807/m² · 107 m²

View analysis
Albacete
69

Albacete

€54,000

€762/m² · 70.89 m²

View analysis
Casa Independiente en Cumbres de Calicanto
69

Casa Independiente en Cumbres de Calicanto

€199,000

€721/m² · 276 m²

View analysis
Casa en Xenillet
65

Casa en Xenillet

€92,000

€902/m² · 102 m²

View analysis
Calle Murcia
60

Calle Murcia

€49,000

€681/m² · 72 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing