AtalayaAtalaya

Antonio Maura,, 15

Elda, Alicante • Duplex • Ref: #D35F9751

€185,000
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Size

112 m²

Price / m²

€1,652

Rooms

3

OccupancyUnconfirmed
45
Antonio Maura,, 15 — Elda
Photo: Altamira
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con balcones y persianas uniformes.
  • •El salón y los dormitorios presentan suelos de madera laminada en buen estado y paredes recién pintadas.
  • •La cocina está equipada con muebles modernos y encimera de granito, aunque le faltan algunos electrodomésticos.

descriptionDescription

Duplex en ANTONIO MAURA, 15, Elda, Alicante. Superficie: 112 m², 3 habitaciones, 2 baños. Equipamiento: ascensor, terraza, garaje, calefacción, trastero.

Characteristics

Bathrooms

2

Elevator

Yes

Terrace

Yes

Parking

Yes

Year built

1950

Pool

No

Air conditioning

No

Heating

Yes

Storage room

Yes

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 112 m² but the cadastre records 169 m² (+51%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2413031XH9621S
Cadastral area
169 m²
Year built
1950
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 208 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 112.00m² en Elda a 1652€/m² (mediana zona 1101€/m², delta +50.0%). Buen Estado. Posesión desconocida. Zona baja, 207 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +50.0% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elda, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+50.0%Above anchor
Scope
Municipality
Zone median
€1,101 /m²
This asset
€1,652 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+230.4%Above anchor
Scope
Postal code
Zone median
€500 /m²
This asset
€1,652 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€185,000
Transfer tax (ITP) 10% — Comunitat Valenciana€18,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€648
Estimated total investment€205,148

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
27 Jul 2026
€185,000arrow_forward€184,000-0.54%
10 Aug 2026
€184,000arrow_forward€185,000-0.54%

Listing intel

SourceAltamira
On the market sinceFeb 2026 (208 days)
On Atalaya since20 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing