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House in Quintanar de la Orden

Quintanar de la Orden, Toledo • Ref: #D1878F79

€49,100
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Size

219 m²

Price / m²

€224

Rooms

4

OccupancyUnconfirmed
42
House in Quintanar de la Orden — Quintanar de la Orden
Photo: Altamira
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: presenta puerta de acceso antiokupa de chapa y manchas severas de humedad por capilaridad en el zocalo.
  • •Dormitorio: muestra desconchones y posibles danos por filtracion de humedad en el techo, asi como carpinterias interiores muy deterioradas.
  • •Pasillo: revestido con zocalo ceramico tradicional, carpinterias desmanteladas o sin marcos adecuados y acabados muy antiguos.

Description

Casa en CL CARMEN, 84, Quintanar De La Orden, Toledo. Superficie: 219 m², 4 habitaciones, 2 baños.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3159 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 219.00m² en Quintanar de la Orden a 224€/m² (mediana zona 673€/m², delta -66.7%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −3149 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Quintanar de la Orden, Toledo

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-66.7%Strong opportunity
Scope
Postal code
Zone median
€673 /m²
This asset
€224 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€49,100
Transfer tax (ITP) 9% — Castilla-La Mancha€4,419
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€54,819

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceFeb 2018 (3159 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing