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House in Riudecanyes

Calle Dimecres, 86

Riudecanyes, Tarragona • Ref: #CAE3C1A7

€140,000
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Size

140 m²

Price / m²

€1,000

Rooms

4

OccupancyOccupied · no title
57
Calle Dimecres, 86 — Riudecanyes
Photo: holapisos
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: La fachada presenta un aspecto general aceptable, aunque se aprecian algunas manchas y desgaste en la pintura.
  • •Garaje: Las puertas del garaje muestran signos de óxido y desgaste, lo que sugiere la necesidad de mantenimiento o reemplazo.
  • •Exterior: El exterior de la propiedad, incluyendo las tejas y canalones, parece estar en un estado funcional pero con cierto envejecimiento.

Description

Casa adosada ubicada en Riudecanyes, Tarragona, ideal para familias. Con una superficie de 140 m² construidos distribuidos en 4 habitaciones y 2 baños. Se encuentra cerca del centro de Riudecanyes. En sus alrededores encontramos la Escola Sant Mateu. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Se trata de un entorno consolidado, con comercios de proximidad, mercados, cafeterías y restaurantes a pocos minutos. La zona dispone de plazas y espacios verdes, además de centros de salud, farmacias e instalaciones deportivas y culturales. Las paradas de autobús y las conexiones de transporte público permiten desplazarse con comodidad por el municipio y su área de influencia. Cuenta con fácil acceso a T-310, N-420 y T-312. Una zona en la que resulta cómodo el día a día por su oferta de servicios y sus accesos.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 949 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 140.00m² en Riudecanyes a 1000€/m² (mediana zona 1831€/m², delta -45.4%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Descuento del -45.4% frente a la mediana zonal (1831€/m²)

Risks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)
  • −937 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Riudecanyes, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+10.5%Above anchor
Scope
Province (MITMA)
Zone median
€905 /m²
This asset
€1,000 /m²
Samples
808
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€140,000
Transfer tax (ITP) 10% — Cataluña€14,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€490
Estimated total investment€155,490
Estimated refurbishment (state: mejorable)€56,000 – €98,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceFeb 2024 (949 days)
On Atalaya since11 Apr 2026
Last updated23 Sept 2026

Zone comparables

Top 5 similar properties in Riudecanyes by AI score

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing