AtalayaAtalaya

Apartment in Herencia

Calle Santa Lucia, 24

Herencia, Ciudad Real • Ref: #C94E7718

€97,185
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Size

280 m²

Price / m²

€347

Rooms

8

OccupancyVacant
53
Calle Santa Lucia, 24 — Herencia
Photo: holapisos
1 / 75

AI visual analysis

Automated analysis · physical condition

75 of 75 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Pasillo: presenta desprendimientos severos de pintura y yeso en techos y paredes, con zocalos de azulejo antiguos.
  • •Cocina: completamente desmantelada, sin muebles ni instalaciones operativas, con alicatado parcial y suelos muy deteriorados.
  • •Salon: vestibulo central con patio interior que muestra humedades importantes y desconchones en el techo y muros.

Description

Vivienda ubicada en Herencia, Ciudad Real, ideal para familias. Con una superficie de 280 m² construidos distribuidos en 4 habitaciones y 3 baños. Se encuentra en las afueras de Herencia, en un entorno tranquilo. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. La zona cuenta con buenos accesos por carretera. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia. La zona residencial ofrece un entorno agradable y seguro, ideal para disfrutar de una alta calidad de vida.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 241 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 280.00m² en Herencia a 347€/m² (mediana zona 467€/m², delta -25.7%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 231 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 256 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -25.7% frente a la mediana zonal (467€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Herencia, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-19.7%Good price
Scope
Province (MITMA)
Zone median
€432 /m²
This asset
€347 /m²
Samples
305
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€97,185
Transfer tax (ITP) 9% — Castilla-La Mancha€8,747
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€340
Estimated total investment€107,272

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€102,300arrow_forward€97,185-5%

Listing intel

SourceAliseda
On the market sinceFeb 2026 (241 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing