Saltar al contenido
AtalayaAtalaya

Apartment in Santa Coloma de Gramenet

Santa Coloma de Gramenet, Barcelona • Ref: #C40A5D74

€111,000-45% vs area market
open_in_newView original listing

Get new bank-owned properties in Santa Coloma de Gramenet under your budget by email. Free.

Size

86 m²

Price / m²

€1,291

Rooms

4

OccupancyOccupied · legal tenantDeduced by AI
70
Apartment in Santa Coloma de Gramenet — Santa Coloma de Gramenet
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido y sucio, con algunas ventanas tapiadas con chapa.
  • •Exterior: Se observan rejas en las ventanas y un balcón con barandilla metálica que muestra signos de desgaste.

Description

Inmueble sin posesión y sin acceso al interior. Las fotografías del interior y las características del activo, pueden no ajustarse al estado actual. NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. INMUEBLE EN RENTABILIDAD Disponemos de un piso en edificio residencial que puedes adquirir en propiedad, con una superficie de 86m² muy bien distribuido en 4 dormitorio y 1 baño, ubicado en la localidad de Santa Coloma de Gramenet, provincia de Barcelona. Este piso es perfecto para ti si buscas un hogar moderno, cómodo y bien ubicado. Este espacioso piso cuenta con un luminoso salón-comedor, perfecto para disfrutar de momentos en familia y reuniones con amigos. Decorado con gusto y con materiales de alta calidad, este piso ofrece una experiencia de vida inmejorable. Situado en una zona residencial tranquila, este piso disfruta de una ubicación estratégica. A poca distancia, encontrarás supermercados, colegios, centros de salud y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. Esta propiedad se encuentra alquilada. No se puede visitar. No apta para compradores que requieran financiación hipotecaria. El comprador se subrogará a las condiciones indicadas en el contrato de alquiler vigente. La información proporcionada referente a la distribución y estructura puede no ajustarse a la realidad, ya que su verificación no ha sido posible. La distribución indicada se ha tomado en referencia a la distribución de activos de la zona. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1974

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4789723DF3848H

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
12/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
15/15

Vivienda de 86.00m² en Santa Coloma de Gramenet a 1291€/m² (mediana zona 2368€/m², delta -45.5%). Estado Mejorable. Posesión con inquilino legal. Zona media, 148 días en mercado.

Strengths

  • +Descuento del -45.5% frente a la mediana zonal (2368€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Coloma de Gramenet, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-44.8%Strong opportunity
Scope
Municipality
Zone median
€2,339 /m²
This asset
€1,291 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-36.5%Strong opportunity
Scope
City
Zone median
€2,034 /m²
This asset
€1,291 /m²
Samples
181
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€111,000
Transfer tax (ITP) 10% — Cataluña€11,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€389
Estimated total investment€123,489
Estimated refurbishment (state: mejorable)€34,500 – €60,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Sept 2026
€127,500arrow_forward€111,000-12.94%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Santa Coloma de Gramenet by AI score

See all bank-owned properties in Santa Coloma de Gramenet

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing