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Apartment in Molina de Segura

Carretera Molina-Murcia

Molina de Segura, Murcia • Ref: #C334AFED

€149,000-17% vs area market
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Size

127 m²

Price / m²

€1,173

Rooms

2

OccupancyVacant
70
Carretera Molina-Murcia — Molina de Segura
Photo: Solvia
1 / 37

AI visual analysis

Automated analysis · physical condition

37 of 37 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Espacio amplio y despejado con suelos de gres en buen estado y paredes recien pintadas.
  • •Salon: Carpinteria exterior de aluminio con acceso a balcon funcional sin danos apreciables.
  • •Dormitorio: Cuenta con armario empotrado de madera y suelos ceramicos bien conservados.
  • •Pasillo: Visible a traves de los accesos interiores, con carpinteria de puertas en buen estado general.

Description

Piso ubicado en Molina de Segura, Región de Murcia. La vivienda está afincada en un edificio residencial y cuenta con 127 m² de superficie distribuidos de la siguiente manera: salón-comedor, cocina independiente amueblada, equipada con campana extractora de humos, horno y vitrocerámica, 2 dormitorios algunos con armarios empotrados, 1 cuarto de baño, balcón y terraza. Está situado en la periferia del municipio, con acceso a la nacional N-301 a pocos metros, lo que favorece la comunicación con los servicios y establecimientos disponibles en los alrededores, así como el acceso al centro de la localidad, y a otros lugares, como a la universidad o al centro comercial. La zona cuenta con servicios como centros de enseñanza, centros deportivos, parques, centro médico a pocos minutos, supermercados y cafeterías. La localización también dispone de parada de autobús a pocos metros de distancia.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

D

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7526103XH5172F0004WO
Cadastral area
127 m²
Year built
1967
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 298 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 127.00m² en Molina de Segura a 1173€/m² (mediana zona 1418€/m², delta -17.3%). Buen Estado. Posesión libre. Zona baja, 288 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Molina de Segura, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-17.5%Good price
Scope
Municipality
Zone median
€1,422 /m²
This asset
€1,173 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-25.0%Strong opportunity
Scope
Postal code
Zone median
€1,564 /m²
This asset
€1,173 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€149,000
Transfer tax (ITP) 8% — Murcia€11,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€522
Estimated total investment€162,442

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€100,000arrow_forward€149,000-49%

Listing intel

SourceSolvia
On the market sinceDec 2025 (298 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing