House For Sale In C Sant Domenec 15 Balaguer Lleida

Balaguer, Lleida • House • Ref: #BA5C7493

€22,700

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Size

134 m²

Price / m²

€169

Rooms

OccupancyUnconfirmed

House For Sale In C Sant Domenec 15 Balaguer Lleida — Balaguer

Photo: Servihabitat

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AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

•Fachada: La fachada presenta un deterioro significativo con la pintura descascarillada y parches de yeso caídos.
•Exterior: El balcón muestra signos de abandono con vegetación creciendo y barandillas oxidadas.
•Interior: El interior está lleno de escombros y basura, indicando un estado de abandono y necesidad de limpieza.
•Interior: Las paredes interiores tienen manchas de humedad y la pintura está desprendida.

descriptionDescription

C. Sant Domenec, 15. Estado: second-hand

Characteristics

Bathrooms

Terrace

Parking

Year built

1920

Pool

Storage room

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

7592303CG1279S

Cadastral area

134 m²

Year built

1920

Cadastral use

Residential

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta: 4/30
Possession: —
Physical state: 7/25
Legal liens: 7/15
Zone liquidity: 14/15

Vivienda de 134.00m² en Balaguer a 169€/m² (mediana zona 1267€/m², delta -86.7%). Requiere Reforma Integral. Posesión desconocida. Zona baja sin fecha de publicación fiable.

trending_upStrengths

+Descuento del -86.7% frente a la mediana zonal (1267€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Balaguer, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.7%Strong opportunity

Scope: Municipality
Zone median: €1,267 /m²
This asset: €169 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

+28.0%Above anchor

Scope: Postal code
Zone median: €132 /m²
This asset: €169 /m²
Samples: 13
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€22,700

Transfer tax (ITP) 10% — Cataluña€2,270

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€26,270

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat

On Atalaya since31 Aug 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing