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House in Vidreres

Vidreres, Girona • Ref: #B765AABA

€160,200-55% vs area market
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Size

167 m²

Price / m²

€959

Rooms

4

OccupancyOccupied · no titleDeduced by AI
63
House in Vidreres — Vidreres
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desprendimiento visible del revestimiento y pintura degradada en varias secciones.
  • •Exterior: Se aprecian portones de garaje metálicos y escaleras exteriores de acceso a la vivienda con vegetación descuidada.

Description

Inmueble sin posesión y sin acceso al interior. Las fotografías del interior y las características del activo, pueden no ajustarse al estado actual. NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. Te ofrecemos esta excelente oportunidad de adquirir en propiedad esta casa adosada con una superficie de 167m² bien distribuidos en varias dependencias, ubicado en la localidad de Vidreres, provincia de Girona. Ubicado en la tranquila localidad de Vidreres, en la provincia de Girona, este excelente piso ofrece una oportunidad única para aquellos que buscan un hogar confortable, bien situado y rodeado de naturaleza, pero con fácil acceso a las principales zonas turísticas y urbanas de la Costa Brava. Con una distribución práctica y acabados modernos, esta propiedad es perfecta tanto como residencia habitual o como segunda vivienda, para disfrutar de la calma y belleza de la región. Rodeada de un entorno natural envidiable, ofrece una gran variedad de rutas de senderismo y actividades al aire libre. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. Esta propiedad está ocupada por terceros. No se puede visitar. No apta para compradores que requieran financiación hipotecaria. El comprador será responsable de los trámites y gastos relacionados con la desocupación del inmueble. La información proporcionada referente a la distribución y estructura puede no ajustarse a la realidad, ya que su verificación no ha sido posible. La distribución indicada se ha tomado en referencia a la distribución de activos de la zona. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5924448DG8252S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 167.00m² en Vidreres a 959€/m² (mediana zona 2128€/m², delta -54.9%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, inventario reciente (89 días).

Strengths

  • +Descuento del -54.9% frente a la mediana zonal (2128€/m²)

Risks

  • −IA detectó: Esta propiedad está ocupada por terceros. No se puede visitar. No apta para compradores que requieran financiación hipotecaria. El comprador será responsable de los trámites y gastos relacionados con

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Vidreres, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-54.9%Strong opportunity
Scope
Municipality
Zone median
€2,128 /m²
This asset
€959 /m²
Period
2026-05
Source
Idealista

vs other bank assets

0.0%In line
Scope
City
Zone median
€959 /m²
This asset
€959 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,200
Transfer tax (ITP) 10% — Cataluña€16,020
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€561
Estimated total investment€177,781
Estimated refurbishment (state: mejorable)€67,000 – €117,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
7 Aug 2026
€160,200arrow_forward€160,500-0.19%
9 Sept 2026
€160,500arrow_forward€160,200-0.19%

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Vidreres by AI score

See all bank-owned properties in Vidreres

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing