AtalayaAtalaya

Calle Sant Magi

Rubí, Barcelona • Duplex • Ref: #B43AA446

€199,000-35% vs area market
open_in_newView original listing

Get new bank-owned properties in Rubí under your budget by email. Free.

Size

94 m²

Price / m²

€2,119

Rooms

2

OccupancyVacant
73
Calle Sant Magi — Rubí
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: La cocina presenta un aspecto envejecido con armarios y electrodomésticos que requieren actualización.
  • •Salon: El salón tiene paredes con marcas y el mobiliario parece dated.
  • •Fachada: La fachada del edificio se ve en buen estado general.

descriptionDescription

Dúplex con superficies de 93 m² en edificio plurifamiliar de cuatro alturas sobre rasante y dos bajo rasante con ascensor. En el municipio de Rubí, provincia Barcelona. Los dúplex tiene una superficie de 93 m² y se desarrollan en dos plantas. Planta primera distribuida en recibidor, cocina, salón-comedor, un dormitorio, un baño y escalera de acceso a la planta segunda que consta de 1 dormitorio, 1 baño y terraza. Edificio con año de construcción aproximado 2010, localizado en un entorno residencial y terciario en el centro del casco urbano de la población. Dispone de todos los servicios en la zona, como colegios, supermercados, gimnasios, hospitales, parroquias, entidades bancarias,… Rubí es un municipio independiente de la comarca del Vallés Occidental situado en la corona metropolitana de Barcelona. Se encuentra a unos 20 kms. de la ciudad de condal alcanzables en 37 minutos en coche por la C-16. Está bien comunicado tanto por carretera como por ferrocarril, dispone de estación de ferrocarriles de RENFE y de la Generalitat y fácil acceso por carreteras (autopista AP-7 y B-30, carretera C-16 y carreteras comarcales). Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9442725DF1994S0012YO
Cadastral area
99 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 684 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 93.92m² en Rubí a 2119€/m² (mediana zona 3278€/m², delta -35.4%). Estado Mejorable. Posesión libre. Zona media, stock estancado (682 días).

trending_upStrengths

  • +Descuento del -35.4% frente a la mediana zonal (3278€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −682 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rubí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-35.4%Strong opportunity
Scope
Municipality
Zone median
€3,278 /m²
This asset
€2,119 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+33.5%Above anchor
Scope
Postal code
Zone median
€1,587 /m²
This asset
€2,119 /m²
Samples
63
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,000
Transfer tax (ITP) 10% — Cataluña€19,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€697
Estimated total investment€220,597
Estimated refurbishment (state: mejorable)€37,500 – €65,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2024 (684 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Rubí by AI score

Calle Sant Magi
71

Calle Sant Magi

€199,000

€2,163/m² · 91.99 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing