AtalayaAtalaya

House in Baza

Baza, Granada • Ref: #AF1FF5B4

€13,000
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Size

224 m²

Price / m²

€58

Rooms

5

OccupancyUnconfirmed
45
House in Baza — Baza
Photo: Escogecasa
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada exterior presenta un aspecto descuidado con algunas manchas y desconchones.
  • •Interior: Las paredes interiores muestran desconchones, suciedad y signos de humedad.
  • •Techos: Algunos techos están dañados y se observan andamios o puntales de obra.
  • •Suelos: Los suelos están sucios y con escombros, indicando una obra en curso.

Description

Aprovecha esta oportunidad para crear tu proyecto.Vivienda unifamiliar entre medianeras para rehabilitacion integral,de 179m2 útiles, desarrollada actualmente en tres plantas. Distribuida en cinco dormitorios, un baño, cocina, salón-comedor y salita.Dispone de zona de trastero, un almacén y patio exterior. Se encuentra bien ubicada en pleno casco viejo, en zona residencial con servicios en su entorno. A 1hora de la ciudad de Granada.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1945

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0395405WG2409N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
11/15

Vivienda de 223.50m² en Baza a 58€/m² (mediana zona 659€/m², delta %). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 142 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 352 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Baza, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-75.5%Strong opportunity
Scope
City
Zone median
€237 /m²
This asset
€58 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€13,000
Transfer tax (ITP) 7% — Andalucía€910
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€15,210

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing