AtalayaAtalaya

House in Mula

Mula, Murcia • Ref: #A7FA9FAA

€24,000
open_in_newView original listing

Get new bank-owned properties in Mula under your budget by email. Free.

Size

23 m²

Price / m²

€1,043

Rooms

2

OccupancyVacant
42
House in Mula — Mula
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Presenta desconchones generalizados en la pintura y desgaste visible en el revestimiento exterior.
  • •Cocina: Instalación básica y envejecida con calentador visto y falso techo desmontable, aunque aparentemente funcional.
  • •Salon: Paredes con desprendimiento de pintura y marcas de humedad en la parte baja que precisan saneamiento.
  • •Bano: Sanitarios básicos visibles desde la estancia contigua en estado operativo pero antiguo.

Description

Chalet independiente de 56 m² en venta, de 2 dormitorios, ubicado en la localidad de Mula, provincia de Murcia. La vivienda se localiza en el Paraje Las Perlas, a 14 minutos de Mula, comunicada mediante caminos rurales. La zona no dispone de equipamientos, encontrándose éstos en Mula. Se trata de una vivienda unifamiliar independiente, con una superficie construida de 56 m², siendo la útil de 45 m², de una sola planta y distribuidos en sala-estar, cocina amueblada, 2 dormitorios, 1 baño y terraza, lista para convertirse en su próxima vivienda en propiedad. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
30029A180000650000LZ
Cadastral use
Agricultural

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1871 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 23.02m² en Mula a 1043€/m² (mediana zona 393€/m², delta +165.4%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −1861 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mula, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+165.4%Above anchor
Scope
Postal code
Zone median
€393 /m²
This asset
€1,043 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€24,000
Transfer tax (ITP) 8% — Murcia€1,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€27,220
Estimated refurbishment (state: mejorable)€9,000 – €16,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2021 (1871 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Mula by AI score

See all bank-owned properties in Mula
Calle Monjas
71

Calle Monjas

€26,183

€226/m² · 115.64 m²

View analysis
Cl San Miguel,, 9
66

Cl San Miguel,, 9

€49,500

€172/m² · 288.28 m²

View analysis
House For Sale In C Horno Nuevo Mula Murcia
66

House For Sale In C Horno Nuevo Mula Murcia

€13,500

€161/m² · 84 m²

View analysis
Sastres
58

Sastres

€17,000

€393/m² · 43.21 m²

View analysis
Calle Tudela
55

Calle Tudela

€34,000

€358/m² · 95 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing