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House in Fuentes de Valdepero

Calle El Cercado

Fuentes de Valdepero, Palencia • Ref: #A56D121C

€168,000
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Size

243 m²

Price / m²

€691

Rooms

3

OccupancyVacant
55
Calle El Cercado — Fuentes de Valdepero
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: paredes con humedades y desconchones, suelo laminado con desgaste.
  • •Cocina: paredes alicatadas con azulejos antiguos, falta mobiliario y electrodomésticos, ventanas tapiadas parcialmente.
  • •Dormitorio: paredes con humedades y desconchones, suelo laminado con desgaste, ventana tapiada parcialmente.
  • •Fachada: buen estado general de la fachada de ladrillo.

Description

Casa de 243 m² ubicada en Fuentes de Valdepero, Palencia. Se trata de una casa de 243 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El inmueble se sitúa en el núcleo urbano de la localidad, con acceso por vías locales y conexión próxima con la autovía A-67. La población dispone de comunicaciones mediante transporte interurbano por carretera, y la estación de ferrocarril de Palencia se encuentra en el entorno próximo. En la zona se pueden encontrar servicios como supermercados, centros educativos, instalaciones deportivas, establecimientos de restauración y comercios. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
5897805UM7559N0001GH
Cadastral area
243 m²
Year built
2008
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 243.22m² en Fuentes de Valdepero a 691€/m². Sin referencia zonal. requiere reforma integral. Posesión libre. Zona muy_baja, inventario reciente (16 días).

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Fuentes de Valdepero, Palencia

Estimated acquisition costs

Asset price€168,000
Transfer tax (ITP) 8% — Castilla y León€13,440
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€588
Estimated total investment€183,028

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (25 days)
On Atalaya since1 Sept 2026
Last updated25 Sept 2026
See all bank-owned properties in Fuentes de Valdepero

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing