AtalayaAtalaya

Casa Hazas de Cesto

Hazas de Cesto, Cantabria • House • Ref: #9D289FF0

Price on request
open_in_newView original listing

Get new bank-owned properties in Hazas de Cesto under your budget by email. Free.

Size

150 m²

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
49
Casa Hazas de Cesto — Hazas de Cesto
Photo: Unicaja Inmuebles

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un diseño de dos colores con persianas en las ventanas.
  • •Exterior: Se observa vegetación descuidada y algunos objetos apilados en el exterior de la propiedad.

descriptionDescription

Casa con 3 habitaciones en la provincia de Cantabria, en el municipio de Hazas de cesto, en la calle LA IGLESIA. CON INCIDENCIAS: INMUEBLE ALQUILADO-NO VISITABLE

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
39031A01009005
Cadastral use
Agricultural

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
12/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 150.00m² en Hazas de Cesto a ?€/m² (mediana zona 971€/m², delta %). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, inventario reciente (2 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Hazas de Cesto, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€971 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

—
Scope
Province (MITMA)
Zone median
€1,129 /m²
Samples
132
Source
Atalaya (bank inventory)

Listing intel

SourceUnicaja
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Hazas de Cesto by AI score

Casa Independiente en la Revilla
52

Casa Independiente en la Revilla

€248,000

€870/m² · 285 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Unicaja Inmuebles. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing