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AtalayaAtalaya

House in Bailén

Calle Álamo

Bailén, Jaén • Ref: #9D15FE78

€89,000
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Size

180 m²

Price / m²

€494

Rooms

4

OccupancyVacant
54
Calle Álamo — Bailén
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Las paredes interiores presentan manchas de humedad y pintura desconchada, lo que indica la necesidad de repintado.
  • •Los suelos de baldosas están en buen estado general, pero la decoración es anticuada.
  • •La fachada exterior muestra signos de desgaste y suciedad, pero la estructura parece sólida.

Description

Casa adosada de 180 m² ubicada en Bailén, Jaén. Se trata de una casa adosada de 180 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. La vivienda se sitúa en el núcleo urbano de Bailén, contando con buenos accesos por la A-4 y la A-44. Dispone de comunicaciones mediante autobuses interurbanos y estación de tren en la propia localidad. En el entorno se pueden encontrar supermercados, centros educativos, instalaciones deportivas, oficinas bancarias, restaurantes y otros negocios comerciales. Asimismo, cuenta con centro de salud en el barrio y se encuentra a pocos minutos de las principales dotaciones municipales. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1900

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
2371204VH3127S0001ZO
Cadastral area
180 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 254 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 180.00m² en Bailén a 494€/m² (mediana zona 492€/m², delta +0.4%). Estado Mejorable. Posesión libre. Zona muy_baja, 243 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 256 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Bailén, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+1.9%In line
Scope
Postal code
Zone median
€485 /m²
This asset
€494 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 7% — Andalucía€6,230
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€96,542
Estimated refurbishment (state: mejorable)€72,000 – €126,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€94,000arrow_forward€89,000-5.32%

Listing intel

SourceSolvia
On the market sinceJan 2026 (254 days)
On Atalaya since16 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Bailén by AI score

See all bank-owned properties in Bailén

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing