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AtalayaAtalaya

Casa en Sant Joan

Balaguer, LleidaHouseRef: #9C88C424

€18,000
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Size

66 m²

Price / m²

€273

Rooms

1

OccupancyUnconfirmed
38
Casa en Sant Joan — Balaguer
Photo: Hipoges
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Transforma este inmueble en el hogar o inversión que imaginas! Si eres de los que saben ver más allá de los muros, esta vivienda representa una auténtica oportunidad, ubicada en la localidad de Balaguer, provincia de Lleida Esta vivienda ofrece el escenario perfecto para una reforma total, permitiéndote diseñar un espacio a medida, con carácter propio y funcionalidad contemporánea. Se trata de una vivienda que, aunque requiere una rehabilitación completa, destaca por su ubicación estratégica dentro del municipio, en un entorno tranquilo y bien conectado, ideal tanto para quienes buscan establecer su residencia como para inversores que deseen rentabilizar una propiedad en una zona con demanda creciente. Actualmente sin redistribución definida, permite adaptarse a distintos modelos de vivienda: desde un apartamento acogedor de diseño abierto hasta una distribución clásica con varias estancias independientes. Su estructura ofrece margen para una intervención arquitectónica creativa que saque el máximo partido a cada metro cuadrado. Balaguer, capital de la comarca de La Noguera, destaca por su riqueza histórica y su entorno natural. Recorrer su casco antiguo, cruzar el puente medieval sobre el río Segre o disfrutar del mercado semanal son experiencias que definen una forma de vida serena y auténtica. Además, cuenta con todos los servicios esenciales: centros educativos, sanitarios, deportivos, comercios, restauración y transporte público, además de buenas conexiones con Lleida capital (a tan solo 30 minutos) por la C-13. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1940

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7591713CG1279S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 66.00m² en Balaguer a 273€/m² (mediana zona 1267€/m², delta -78.5%). Requiere Reforma Integral. Posesión desconocida. Zona baja, 115 días en mercado.

trending_upStrengths

  • +Descuento del -78.5% frente a la mediana zonal (1267€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Balaguer, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-78.5%Strong opportunity
Scope
Municipality
Zone median
€1,267 /m²
This asset
€273 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-14.4%Good price
Scope
City
Zone median
€319 /m²
This asset
€273 /m²
Samples
36
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€18,000
Transfer tax (ITP) 10% — Cataluña€1,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€21,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated1 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Balaguer by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing