AtalayaAtalaya

House in Albelda de Iregua

Calle Posada

Albelda de Iregua, La Rioja • Ref: #9A1D26C5

€6,000
open_in_newView original listing

Get new bank-owned properties in Albelda de Iregua under your budget by email. Free.

Size

168 m²

Price / m²

€36

OccupancyUnconfirmed
60
Calle Posada — Albelda de Iregua
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desconchones en el revestimiento exterior, manchas de humedad y cableado visto por la pared.
  • •Exterior: Edificacion estrecha de varias plantas con chimenea o salida de humos metalica visible en fachada.
  • •Fachada: Carpinteria exterior antigua de madera y rejas metalicas en algunas aberturas inferiores.

Description

Chalet adosado de 168 m² a la venta en Albelda de Iregua, en la provincia de La Rioja. Se trata de una amplia vivienda de 3 dormitorios, cocina, salón y un baño completo. Dispone de buenas comunicaciones tanto por transporte público como por transporte privado. Ubicada en una zona con todo tipo de servicios alrededor. Por ello, es una opción en la que invertir. Con los servicios prestados podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Year built

1920

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
3597404WM4839N0001AD
Cadastral area
156 m²
Year built
1920
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1585 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 168.00m² en Albelda de Iregua a 36€/m² (mediana zona 456€/m², delta %). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 87 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −1576 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Albelda de Iregua, La Rioja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-86.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€272 /m²
This asset
€36 /m²
Samples
113
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€6,000
Transfer tax (ITP) 7% — La Rioja€420
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€7,720
Estimated refurbishment (state: mejorable)€67,000 – €117,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Oct 2026
€6,083arrow_forward€6,000-1.36%

Listing intel

SourceSolvia
On the market sinceJun 2022 (1585 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Albelda de Iregua by AI score

See all bank-owned properties in Albelda de Iregua
Eras
74

Eras

€37,000

€272/m² · 136 m²

View analysis
Calle Arrabal
37

Calle Arrabal

€65,000

€439/m² · 148 m²

View analysis
Casa Adosada en Calle Eras
29

Casa Adosada en Calle Eras

€9,500

€77/m² · 124 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing