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Apartment in Vilanova i la Geltrú

Calle Pintor Maria Carbonell Llopis, 24

Vilanova i la Geltrú, Barcelona • Ref: #95F3C15C

€700,000
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Size

225 m²

Price / m²

€3,111

Rooms

4

OccupancyOccupied · no title
29
Calle Pintor Maria Carbonell Llopis, 24 — Vilanova i la Geltrú
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio presenta un aspecto envejecido con pintura desgastada y algunas manchas.
  • •Exterior: Las rejas de acceso al edificio muestran signos de óxido y desgaste.

Description

Espacioso Piso en Vilanova I La Geltrú, Barcelona, perfecto para parejas. Este amplio Piso cuenta con una superficie de 225 m² construidos distribuidos en salón-comedor, cocina. Se encuentra en el centro de Vilanova I La Geltrú cerca de Railway Museum of Catalonia, en sus alrededores encontramos el centro sanitario CAP Baix-a-Mar, la Escola Pia de Vilanova i la Geltrú, supermercados, bancos, bibliotecas, farmacias, centros deportivos, varias paradas de autobús y la estación de tren Vilanova i la Geltrú. Cuenta con fácil acceso a Rambla de l'Exposició.

Characteristics

Bathrooms

3

Floor

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 297 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 225.00m² en Vilanova i la Geltrú a 3111€/m² (mediana zona 2969€/m², delta +4.8%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, 288 días en mercado.

Risks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova i la Geltrú, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+4.8%In line
Scope
Municipality
Zone median
€2,969 /m²
This asset
€3,111 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+58.5%Above anchor
Scope
City
Zone median
€1,963 /m²
This asset
€3,111 /m²
Samples
46
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€700,000
Transfer tax (ITP) 10% — Cataluña€70,000
Notary (est.)€1,050
Land Registry (est.)€700
Admin agency (est.)€2,450
Estimated total investment€774,200
Estimated refurbishment (state: mejorable)€90,000 – €157,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2025 (297 days)
On Atalaya since11 Apr 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing