AtalayaAtalaya

Casa Independiente en la Cadernera

Terrassa, Barcelona • House • Ref: #90700DC1

€400,000-32% vs area market
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Size

273 m²

Price / m²

€1,465

Rooms

4

OccupancyUnconfirmed
54
Casa Independiente en la Cadernera — Terrassa
Photo: Hipoges
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Se observa un estado de reforma con paredes sin terminar, chimenea a medio hacer y cableado expuesto.
  • •Cocina: La cocina presenta muebles antiguos y falta de algunos electrodomésticos, indicando necesidad de actualización.
  • •Pasillo: El pasillo muestra paredes con desconchones y suciedad, así como puertas y marcos desgastados.
  • •Dormitorio: Los dormitorios tienen armarios empotrados antiguos y suelos de terrazo, pero las paredes parecen en mejor estado que otras zonas.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir en propiedad esta casa residencial ubicada en la ciudad de Terrassa, provincia de Barcelona. Bien distribuida en un salón, amplia cocina amueblada, habitaciones, baños completos, trastero, garaje, y varios patios con terrazas solárium en la planta superior de la vivienda. Esta casa ubicada en una zona tranquila y codiciada es la oportunidad que estabas esperando para adquirir tu hogar ideal. Con un diseño funcional y elegante, precisa de una reforma para poder disfrutar de todo su potencial. Inmejorable inmueble para desarrollar tu proyecto de reforma o adecuación. Diseña el hogar de tus sueños a medida, gracias a las numerosas posibilidades de la vivienda. Situada en entorno tranquilo, pero a poca distancia del centro de la localidad dónde encontrarás todo lo que necesitas para tu día a día a poca distancia de la vivienda. Además, la ubicación de esta vivienda es perfecta para aquellos que buscan un estilo de vida tranquilo, sin renunciar a la proximidad a la ciudad. ¿Quieres más información? Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

Yes

Parking

Yes

Year built

1980

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 273 m² but the cadastre records 391 m² (+43%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5699405DF1959H
Cadastral area
391 m²
Year built
1980
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 273.00m² en Terrassa a 1465€/m² (mediana zona 2163€/m², delta -32.3%). Requiere Reforma Integral. Posesión desconocida. Zona alta, inventario reciente (5 días).

trending_upStrengths

  • +Descuento del -32.3% frente a la mediana zonal (2163€/m²)
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.3%Strong opportunity
Scope
Municipality
Zone median
€2,163 /m²
This asset
€1,465 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

-19.8%Good price
Scope
City
Zone median
€1,827 /m²
This asset
€1,465 /m²
Samples
311
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€400,000
Transfer tax (ITP) 10% — Cataluña€40,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,400
Estimated total investment€442,400

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since11 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing