AtalayaAtalaya

Apartment in Gandia

Calle Calderón de la Barca

Gandia, Valencia • Ref: #8C78BF91

€167,000-20% vs area market
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Size

114 m²

Price / m²

€1,459

Rooms

4

OccupancyVacant
66
Calle Calderón de la Barca — Gandia
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Mobiliario funcional y encimera en estado aceptable, con carpinteria interior y alicatados de origen antiguo pero operativos.
  • •Dormitorio: Pavimento de gres antiguo conservado, carpinteria de aluminio basica y paredes con manchas superficiales que requieren pintura.
  • •Salon: Acceso directo a pequeno balcon, paredes necesitadas de repaso de pintura y suelo continuo de baldosas hidraulicas/gres.

Description

Piso de 4 dormitorios en Gandía, Valencia. Situado en el casco urbano, esta vivienda de segunda mano cuenta con una superficie de 114 m² ofrece buena conexión por transporte público como el autobús y el tren con la estación a pocos metros o por transporte privado con fácil acceso a la N-332 que comunica en pocos minutos con las localidades aledañas. Su cercanía a organismos públicos, colegios, instituto, parques, supermercados, cafeterías, restaurantes, polideportivo, piscinas municipales, farmacias y centro de salud la convierten en una propuesta inteligente a un precio accesible. La vivienda se encuentra en un edificio construido en 1977 y con una superficie de 114 m² se compone de salón-comedor, cocina amueblada y equipada con horno, placa vitrocerámica y extractor de humos, 4 dormitorios y 2 baños. Por todo ello y por su ubicación a 12 minutos en coche de la playa, esta vivienda representa una oportunidad para entrar a vivir. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1977

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
4077507YJ4147N0011OT
Cadastral area
114 m²
Year built
1977
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3057 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 114.48m² en Gandia a 1459€/m² (mediana zona 1843€/m², delta -20.8%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -20.8% frente a la mediana zonal (1843€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −3047 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Gandia, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-20.3%Good price
Scope
Municipality
Zone median
€1,830 /m²
This asset
€1,459 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+3.0%In line
Scope
Postal code
Zone median
€1,416 /m²
This asset
€1,459 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€167,000
Transfer tax (ITP) 10% — Comunitat Valenciana€16,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€585
Estimated total investment€185,285
Estimated refurbishment (state: mejorable)€46,000 – €80,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2018 (3057 days)
On Atalaya since13 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing