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Apartment in San Vicente del Raspeig

Calle Benito Pérez Galdós

San Vicente del Raspeig, Alicante • Ref: #7968E492

€190,000
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Size

78 m²

Price / m²

€2,425

Rooms

3

OccupancyVacant
52
Calle Benito Pérez Galdós — San Vicente del Raspeig
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: Edificio plurifamiliar entre medianeras con balcones, toldos y carpinteria exterior en estado de conservacion aceptable.
  • •Salon: Estancia amplia recien pintada en blanco, con suelos de terrazo pulidos y carpinteria de aluminio basica pero funcional.
  • •Dormitorio: Habitaciones vacias con paredes en buen estado de pintura blanca y pavimento continuo de terrazo bien conservado.

Description

Piso de segunda mano de 78 m² ubicado en San Vicente del Raspeig, Alicante. Situado en un edificio residencial con ascensor, construido 1979, y que presenta la siguiente distribución: salón-comedor con balcón, cocina amueblada independiente, equipada con placa vitrocerámica, horno y campana extractora de humos, 3 dormitorios y 1 cuarto de baño. La vivienda está ubicada cerca del parque Juan XXIII, en zona residencial consolidada, con acceso a servicios como supermercados, cafeterías, parking, organismos públicos o centros educativos. Se encuentra bien comunicada a través de paradas de autobús localizadas en los alrededores y con estación de tren a 5 minutos andando. La Universidad está situada a 20 minutos a pie pero puede usarse el transporte público más cercano. [Aviso legal] El inmueble se encuentra catalogado como Inmueble de Protección Oficial, por lo que queda afecto a las medidas y limitaciones Estatales y/o de la Comunidad Autónoma donde se ubica el mismo. La presentación de oferta por la compra de esta tipología de inmuebles debe efectuarse por interesados que cumplan las condiciones de acceso a una Vivienda Protegida, lo que deberá ser tramitados con carácter previo a la adquisición. De igual modo, la formalización de la transmisión posterior requerirá que, en aquellas Comunidades Autónomas en las que sea necesario, el interesado conste inscrito en el Registro de Demandantes de Vivienda Protegida.

Characteristics

Bathrooms

1

Elevator

No

Year built

1979

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 78.36 m² but the cadastre records 95 m² (+21%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6029808YH1552N0004WS
Cadastral area
95 m²
Year built
1979
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 302 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 78.36m² en San Vicente del Raspeig a 2425€/m² (mediana zona 1869€/m², delta +29.8%). Buen Estado. Posesión libre. Zona muy_baja, 292 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +29.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

San Vicente del Raspeig, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+29.8%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,869 /m²
This asset
€2,425 /m²
Samples
206
Period
Q4-2025
Source
MITMA

vs other bank assets

+20.6%Above anchor
Scope
Postal code
Zone median
€2,011 /m²
This asset
€2,425 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€190,000
Transfer tax (ITP) 10% — Comunitat Valenciana€19,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€665
Estimated total investment€210,665

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (302 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing