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House in Riudarenes

Carrer Santa Coloma

Riudarenes, Girona • Ref: #76158155

€790,000
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Size

826 m²

Price / m²

€956

Rooms

1

OccupancyVacant
59
Carrer Santa Coloma — Riudarenes
Photo: Solvia
1 / 47

AI visual analysis

Automated analysis · physical condition

47 of 47 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Mobiliario muy deteriorado e incompleto, con huecos sin frentes ni electrodomesticos e instalaciones vistas.
  • •Salon: Paredes con humedades por capilaridad y desprendimiento de revoques en la parte baja.
  • •Exterior: Fachada de mamposteria y anexo con ladrillo visto y carpinterias que requieren actualizacion general.

Description

Finca rústica con edificación en venta en el municipio de Riudarenes, Girona. Se trata de una finca rústica de 15000 m² sobre la que hay construida una masía conocida como Mas Oller, de 826 m² desarrollados en varias plantas y distribuidos en salón-comedor, cocina, almacén, trasteros, varios dormitorios y baños. La vivienda se sitúa a pocos minutos al sur de la población de Santa Coloma de Farnés, teniendo buenos accesos por carretera, a través de C-63 y GIV-5512. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
000002100DG73A0001ZA

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 737 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 826.00m² en Riudarenes a 956€/m² (mediana zona 1229€/m², delta -22.2%). Requiere Reforma Integral. Posesión libre. Zona baja, stock estancado (727 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −727 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Riudarenes, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-14.8%Good price
Scope
Postal code
Zone median
€1,122 /m²
This asset
€956 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€790,000
Transfer tax (ITP) 10% — Cataluña€79,000
Notary (est.)€1,185
Land Registry (est.)€790
Admin agency (est.)€2,765
Estimated total investment€873,740

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Jun 2026
€859,000arrow_forward€790,000-8.03%

Listing intel

SourceSolvia
On the market sinceOct 2024 (737 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing