AtalayaAtalaya

Anselm Clave, 2, 4

La Roca del Valles, Barcelona • Duplex • Ref: #6882B5DF

€240,000-57% vs area market
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Size

169 m²

Price / m²

€1,420

Rooms

4

OccupancyUnconfirmed
45
Anselm Clave, 2, 4 — La Roca del Valles
Photo: Altamira
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con un aspecto cuidado y sin signos de deterioro.
  • •El interior de la propiedad presenta suelos de baldosas en buen estado y paredes recién pintadas.
  • •Las ventanas y puertas interiores se ven modernas y bien conservadas.
  • •La cocina, aunque no se ve completamente, parece funcional y en buen estado.

descriptionDescription

Duplex en Anselm Clave, 2 4, La Roca Del Valles, Barcelona. Superficie: 169 m², 4 habitaciones, 2 baños.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4145601DG4044N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 421 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 169.00m² en La Roca del Valles a 1420€/m² (mediana zona 3269€/m², delta -56.6%). Buen Estado. Posesión desconocida. Zona muy_baja, stock estancado (420 días).

trending_upStrengths

  • +Descuento del -56.6% frente a la mediana zonal (3269€/m²)
  • +Estado habitable sin reforma inmediata

warningRisks

  • −420 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Roca del Valles, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-56.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,420 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-14.9%Good price
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,420 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€240,000
Transfer tax (ITP) 10% — Cataluña€24,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€840
Estimated total investment€265,840

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceJul 2025 (421 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing