Saltar al contenido
AtalayaAtalaya

Apartment in Molina de Segura

Calle Los Pasos

Molina de Segura, Murcia • Ref: #63AE09D7

€82,000-34% vs area market
open_in_newView original listing

Get new bank-owned properties in Molina de Segura under your budget by email. Free.

Size

88 m²

Price / m²

€932

Rooms

3

OccupancyVacant
70
Calle Los Pasos — Molina de Segura
Photo: Solvia
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Edificio de ladrillo caravista con bajos comerciales que presentan pintura desconchada y cableado visto.
  • •Cocina: Mobiliario antiguo y parcial, alicatado conservado pero requiere renovacion y equipamiento de electrodomesticos.
  • •Dormitorio: Suelos de gres hidraulico antiguo bien conservados y paredes que requieren repaso de pintura.
  • •Balcon: Carpinteria exterior antigua de perfil fino y mamposteria con desconchones superficiales en huecos.

Description

Vivienda situada en un edificio de cuatro alturas sobre rasante, ubicado en la localidad de Molina de Segura, en la provincia de Murcia. El edificio dispone de una cierta antigüedad, por lo que carece de ascensor. La vivienda tiene una superficie de 88 m² y está distribuida en hall de entrada, que da acceso a una cocina, y un pasillo que distribuye a un salón comedor con salida a una terraza exterior, tres dormitorios, y un cuarto de baño. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes, lúdico, y deportivas, con infraestructuras en buen estado de conservación y mantenimiento. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 88 m² but the cadastre records 104 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7232104XH5173A0003EE
Cadastral area
104 m²
Year built
1967
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 810 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 88.00m² en Molina de Segura a 932€/m² (mediana zona 1418€/m², delta -34.3%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -34.3% frente a la mediana zonal (1418€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −800 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Molina de Segura, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-34.5%Strong opportunity
Scope
Municipality
Zone median
€1,422 /m²
This asset
€932 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-40.4%Strong opportunity
Scope
Postal code
Zone median
€1,564 /m²
This asset
€932 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€82,000
Transfer tax (ITP) 8% — Murcia€6,560
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€89,860
Estimated refurbishment (state: mejorable)€35,000 – €61,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
27 May 2026
€40,000arrow_forward€82,000-105%

Listing intel

SourceSolvia
On the market sinceJul 2024 (810 days)
On Atalaya since14 Apr 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Molina de Segura by AI score

See all bank-owned properties in Molina de Segura

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing