AtalayaAtalaya

Apartment in Daimiel

Daimiel, Ciudad Real • Ref: #623549A6

€50,000
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Size

104 m²

Price / m²

€481

Rooms

3

OccupancyVacant
44
Apartment in Daimiel — Daimiel
Photo: Altamira
1 / 17

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes están recién pintadas de blanco, pero el suelo de terrazo presenta un desgaste considerable y necesita ser pulido o reemplazado.
  • •Dormitorio: Las ventanas son de aluminio y parecen estar en buen estado, pero la persiana y la zona alrededor de la ventana muestran signos de uso y suciedad.
  • •General: La propiedad parece haber sido vaciada y pintada, pero no se ha realizado una reforma integral de suelos ni de las puertas interiores.

Description

Piso en San Jose, Daimiel, Ciudad Real. Superficie: 104 m², 3 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 393 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 104.00m² en Daimiel a 481€/m² (mediana zona 395€/m², delta +21.8%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (383 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 5 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Altamira indica sin riesgo de ocupación

Risks

  • −Referencia zonal poco fiable (fuente internal, n=5)
  • −383 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Daimiel, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+43.2%Above anchor
Scope
City
Zone median
€336 /m²
This asset
€481 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€50,000
Transfer tax (ITP) 9% — Castilla-La Mancha€4,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€55,800
Estimated refurbishment (state: mejorable)€41,500 – €73,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
30 Apr 2026
€55,000arrow_forward€50,000-9.09%

Listing intel

SourceAltamira
On the market sinceSept 2025 (393 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing