AtalayaAtalaya

Apartment in Ripollet

Calle Tamarit, s/n

Ripollet, Barcelona • Ref: #4AB5E835

€112,810-23% vs area market
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Size

70 m²

Price / m²

€1,611

Rooms

2

OccupancyOccupied · legal tenant
61
Calle Tamarit, s/n — Ripollet
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: edificio residencial con local comercial en planta baja y carpinteria exterior convencional en estado de conservacion funcional.
  • •Balcon: cerramiento superior y barandilla metalica sin danos estructurales visibles a nivel de calle.

Description

Vivienda ubicada en Ripollet, Barcelona, ideal para familias. Con una superficie de 70 m² construidos distribuidos en 2 habitaciones y 1 baños. Se encuentra cerca del centro de Ripollet. En sus alrededores encontramos el Yessi. El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando confort y facilidad de acceso a servicios. Cuenta con fácil acceso a AP-7, C-17 y C-58. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 526 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 70.00m² en Ripollet a 1611€/m² (mediana zona 2080€/m², delta -22.5%). Estado Mejorable. Posesión con inquilino legal. Zona baja, stock estancado (519 días).

Strengths

  • +Descuento del -22.5% frente a la mediana zonal (2080€/m²)

Risks

  • −519 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ripollet, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-22.7%Good price
Scope
Municipality
Zone median
€2,083 /m²
This asset
€1,611 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-21.3%Good price
Scope
Postal code
Zone median
€2,046 /m²
This asset
€1,611 /m²
Samples
30
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€112,810
Transfer tax (ITP) 10% — Cataluña€11,281
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€395
Estimated total investment€125,486
Estimated refurbishment (state: mejorable)€28,000 – €49,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€123,560arrow_forward€112,810-8.7%

Listing intel

SourceAliseda
On the market sinceMay 2025 (526 days)
On Atalaya since12 Apr 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing