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House in Flix

Flix, Tarragona • Ref: #4A12D05E

€43,000
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Size

185 m²

Price / m²

€232

Rooms

4

OccupancyUnconfirmed
47
House in Flix — Flix
Photo: Hipoges
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: mobiliario deteriorado, paredes con revestimientos desprendidos y zonas con el yeso y mortero al descubierto.
  • •Salon: dispone de chimenea rústica y revestimientos de pared dañados con carpinterías desmontadas.
  • •Dormitorio: presencia grave de humedades y filtraciones con manchas de moho en paredes y techos, además de suelos y carpinterías antiguos y deteriorados.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta casa adosada en venta a reformar en Flix, Tarragona. Se trata de una vivienda distribuida en varias plantas con 185 m², cuanta con 4 dormitorios y 3 baños. El estado del inmueble requiere reformas. Se encuentra en el núcleo urbano, con todo tipo de servicios básicos necesarios cercanos como, comercios, restaurantes, supermercado, etc. A pocos minutos a pie del ayuntamiento de la localidad, el centro de salud, y el río Ebro, cuenta con muy buenas comunicaciones tanto públicas con la estación de tren a menos de 15 minutos a pie, como privadas a través de la C-12. En definitiva, una solución competitiva para cualquier modelo de familia, que podrá desarrollarse en plenitud dentro de un entorno social que goza de las comodidades de una gran ciudad, pero llevadas a un ritmo al margen del estrés. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4876512BF9647F
Cadastral area
185 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 185.00m² en Flix a 232€/m² (mediana zona 267€/m², delta -13.1%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 119 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 16 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Flix, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

0.0%In line
Scope
City
Zone median
€232 /m²
This asset
€232 /m²
Samples
17
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€43,000
Transfer tax (ITP) 10% — Cataluña€4,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€48,600

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Flix by AI score

See all bank-owned properties in Flix

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing