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House in Mont-roig del Camp

Mont-roig del Camp, Tarragona • Ref: #3AB50FE0

€165,000-37% vs area market
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Size

119 m²

Price / m²

€1,387

Rooms

1

OccupancyOccupied · legal tenantDeduced by AI
64
House in Mont-roig del Camp — Mont-roig del Camp
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: urbanizacion de adosados con pintura exterior y cerramientos de obra en aparente buen estado general.
  • •Exterior: zona comunitaria con piscina y vallados perimetrales aparentemente conservados.
  • •Exterior: no hay imagenes del interior de la vivienda para comprobar el estado de acabados e instalaciones.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. INMUEBLE EN RENTABILIDAD Disponemos de esta vivienda en edificio residencial que puedes adquirir en propiedad, muy bien distribuida y con distintas dependencias ubicado en la localidad de Mont-roig del Camp, provincia de Tarragona. Entre las ventajas, destaca el precio reducido, que puede ser significativamente menor que el de mercado. Esto puede ser muy interesante para inversores o compradores que buscan muy buenas oportunidades. A poca distancia, encontrarás supermercados, colegios, centros de salud y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés en esta vivienda es perfecto para ti si buscas un hogar moderno, cómodo y bien ubicado. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. Esta propiedad se encuentra alquilada. No se puede visitar. No apta para compradores que requieran financiación hipotecaria. El comprador se subrogará a las condiciones indicadas en el contrato de alquiler vigente. La información proporcionada referente a la distribución y estructura puede no ajustarse a la realidad, ya que su verificación no ha sido posible. La distribución indicada se ha tomado en referencia a la distribución de activos de la zona. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7639602CF2473N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
12/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 119.00m² en Mont-roig del Camp a 1387€/m² (mediana zona 2199€/m², delta -36.9%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, 144 días en mercado.

Strengths

  • +Descuento del -36.9% frente a la mediana zonal (2199€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Mont-roig del Camp, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-36.9%Strong opportunity
Scope
Municipality
Zone median
€2,199 /m²
This asset
€1,387 /m²
Period
2026-05
Source
Idealista

vs other bank assets

+3.0%In line
Scope
City
Zone median
€1,347 /m²
This asset
€1,387 /m²
Samples
17
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€165,000
Transfer tax (ITP) 10% — Cataluña€16,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€578
Estimated total investment€183,078
Estimated refurbishment (state: mejorable)€47,500 – €83,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Mont-roig del Camp by AI score

See all bank-owned properties in Mont-roig del Camp

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing