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Apartment in Castelló d'Empúries

Castelló d'empúries, Girona • Ref: #3198DE6A

€112,200
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Size

64 m²

Price / m²

€1,753

Rooms

1

OccupancyVacant
38
Apartment in Castelló d'Empúries — Castelló d'empúries
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Mobiliario y alicatados antiguos muy desfasados que requieren renovacion completa.
  • •Dormitorio: Varias estancias presentan humedades graves en paredes y suelos, con ventanas tapiadas o deterioradas.
  • •Fachada: Construccion tradicional con signos de desgaste exterior y carpinterias envejecidas.

Description

Piso de 61 m² ubicado en Castelló d’Empúries, Girona. Se trata de un lote formado por 2 pisos con una superficie total de 61 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. Piso situado en el núcleo urbano de Castelló d’Empúries, con buenos accesos por la carretera C-260. Dispone de comunicaciones mediante líneas de autobús interurbano. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca de la playa de Empuriabrava y del Parque Natural dels Aiguamolls de l’Empordà. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1980

Energy rating

G

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 64 m² but the cadastre records 30 m² (-53%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0166212EG1706N0174OK
Cadastral area
30 m²
Year built
1980
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 64.00m² en Castelló d'empúries a 1753€/m² (mediana zona 1347€/m², delta +30.1%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 149 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 478 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +30.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Castelló d'empúries, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+8.5%Above anchor
Scope
Postal code
Zone median
€1,616 /m²
This asset
€1,753 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€112,200
Transfer tax (ITP) 10% — Cataluña€11,220
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€393
Estimated total investment€124,813

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (159 days)
On Atalaya since16 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing