AtalayaAtalaya

Valls

el Vilar, Valls, Tarragona • Apartment • Ref: #3170E38E

€158,000
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Size

134 m²

Price / m²

€1,179

Rooms

4

OccupancyUnconfirmed
34
Valls — el Vilar, Valls
Photo: Retama Real Estate (UCI)

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes necesitan pintura y el techo presenta algunas manchas.
  • •Salon: El suelo de baldosas está en buen estado general, pero la decoración es anticuada.
  • •Salon: La ventana y el radiador parecen funcionales.

descriptionDescription

La propiedad valorará ofertas, quedando la compraventa sujeta a aceptación expresa del vendedor

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 134 m² but the cadastre records 1341 m² (+901%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4525618CF5742E
Cadastral area
1341 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 134.00m² en Valls a 1179€/m² (mediana zona 885€/m², delta +33.2%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (60 días).

warningRisks

  • −Precio +33.2% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

el Vilar, Valls, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+33.2%Above anchor
Scope
Municipality
Zone median
€885 /m²
This asset
€1,179 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+270.8%Above anchor
Scope
Postal code
Zone median
€318 /m²
This asset
€1,179 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€158,000
Transfer tax (ITP) 10% — Cataluña€15,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€553
Estimated total investment€175,353
Estimated refurbishment (state: mejorable)€53,500 – €94,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceRetama
On Atalaya since1 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Retama Real Estate (UCI). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing