AtalayaAtalaya

Apartment in Valls

Calle Muralla del Carmen

Valls, Tarragona • Ref: #1A17F2C2

€16,000
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Size

43 m²

Price / m²

€373

Rooms

1

OccupancyUnconfirmed
60
Calle Muralla del Carmen — Valls
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desgaste notable del revestimiento exterior, manchas de humedad y cableado visto en superficie.
  • •Fachada: Huecos en planta baja tapiados con ladrillo tosco sin revestir.
  • •Balcon: Barandilla metalica simple con signos de envejecimiento sobre estructura de fachada deteriorada.

Description

Piso de 43 m² ubicado en Valls, Tarragona. Se trata de un piso de 43 m² distribuidos en varias estancias aptas para la vida diaria. Se encuentra en mal estado de conservación. El piso se sitúa en el núcleo urbano de Valls, con buenos accesos por la carretera N-240 y la C-37. Dispone de servicios de autobús interurbano y estación de tren en la localidad. En la zona se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del Hospital Pius de Valls y a pocos minutos del centro histórico de Valls. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
3317411CF5731E0004HE

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 42.94m² en Valls a 373€/m² (mediana zona 1027€/m², delta -63.7%). Estado Mejorable. Posesión libre. Zona baja, 163 días en mercado.

Strengths

  • +Descuento del -63.7% frente a la mediana zonal (1027€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Valls, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-63.4%Strong opportunity
Scope
Municipality
Zone median
€1,019 /m²
This asset
€373 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+29.1%Above anchor
Scope
Postal code
Zone median
€289 /m²
This asset
€373 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€16,000
Transfer tax (ITP) 10% — Cataluña€1,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€18,900
Estimated refurbishment (state: mejorable)€17,000 – €30,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (173 days)
On Atalaya since15 Sept 2026
Last updated10 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing