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AtalayaAtalaya

House in Mula

Mula, Murcia • Ref: #258E323A

€29,000
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Size

84 m²

Price / m²

€345

Rooms

1

OccupancyUnconfirmed
48
House in Mula — Mula
Photo: Hipoges
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La fachada presenta escombros y vallas de obra, indicando trabajos de reforma en curso.
  • •Se observan daños estructurales en la fachada, con paredes parcialmente derruidas y cableado expuesto.
  • •Algunas ventanas están tapiadas o sin cristales, y hay una puerta de madera provisional.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir esta propiedad ubicada en esta Localidad. Dispone de buenos accesos y está bien comunicada. En una zona inmejorable muy bien comunicada por carretera, lo que facilita los desplazamientos a distintos puntos de la región o del país. Dispone de todos los servicios públicos o privados necesarios como pequeño comercio de proximidad, supermercados, etc. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2518403XH3121N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 84.00m² en Mula a 345€/m² (mediana zona 393€/m², delta -12.2%). Requiere Reforma Integral. Posesión desconocida. Zona baja, inventario reciente (89 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 23 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mula, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-7.8%In line
Scope
City
Zone median
€374 /m²
This asset
€345 /m²
Samples
23
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€29,000
Transfer tax (ITP) 8% — Murcia€2,320
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€32,620

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated7 Oct 2026

Zone comparables

Top 5 similar properties in Mula by AI score

See all bank-owned properties in Mula

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing