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Apartment in Lloret de Mar

Calle Dr. Agusti Blanch i Clausell, s/n

Lloret de Mar, Girona • Ref: #19E2B171

€120,750-22% vs area market
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Size

68 m²

Price / m²

€1,775

Rooms

2

OccupancyVacant
66
Calle Dr. Agusti Blanch i Clausell, s/n — Lloret de Mar
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Espacio amplio con suelos de gres en buen estado general, aunque las paredes presentan manchas y marcas de humedad superficial que requieren pintura.
  • •Dormitorio: Estancias vacias con carpinteria interior y ventanas antiguas con marcos pintados, necesitando actualizacion y repaso estetico.
  • •Balcon: Acceso a balcon exterior con carpinteria metalica envejecida pero funcional.
  • •Fachada: Edificio plurifamiliar entre medianeras en entorno urbano consolidado con conservacion aceptable.

Description

Piso en Lloret de Mar, Girona, idóneo para parejas. El inmueble cuenta con una superficie de 68 m² construidos distribuidos en salón-comedor, cocina. Está situado en el centro de Lloret de Mar cerca de Water World Parc, en sus alrededores encontramos el centro sanitario CAP Lloret de Mar, la Escola Zoom, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. Cuenta con fácil acceso a GI-682. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 752 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 68.00m² en Lloret de Mar a 1775€/m² (mediana zona 2267€/m², delta -21.7%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -21.7% frente a la mediana zonal (2267€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −742 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lloret de Mar, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-21.7%Good price
Scope
Municipality (MITMA)
Zone median
€2,267 /m²
This asset
€1,775 /m²
Samples
190
Period
Q4-2025
Source
MITMA

vs other bank assets

-2.3%In line
Scope
Postal code
Zone median
€1,816 /m²
This asset
€1,775 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,750
Transfer tax (ITP) 10% — Cataluña€12,075
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€423
Estimated total investment€134,248
Estimated refurbishment (state: mejorable)€27,000 – €47,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2024 (752 days)
On Atalaya since21 Jun 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Lloret de Mar by AI score

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing