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House in Cuarte de Huerva

Calle Emperador Vespasiano, 7

Cuarte de Huerva, Zaragoza • Ref: #0C5A869F

€429,000
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Size

336 m²

Price / m²

€1,276

Rooms

4

OccupancyVacant
53
Calle Emperador Vespasiano, 7 — Cuarte de Huerva, Cuarte de Huerva
Photo: sareb
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AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un buen estado general, con un diseño moderno y acabados que parecen de calidad.
  • •Exterior: La piscina se encuentra en un estado descuidado, con el agua turbia y sin mantenimiento aparente.
  • •Exterior: El jardín y las zonas verdes muestran falta de cuidado, con hierba crecida y sin paisajismo.

Description

Exclusiva vivienda adosada en Cuarte de Huerva, situada en un complejo privado con piscina y zonas ajardinadas. Distribuida para ofrecer el máximo confort: Planta baja con salón, cocina, un dormitorio, un baño y una estupenda terraza-jardín. Primera planta con tres dormitorios y dos baños. Segunda planta con espectacular buhardilla luminosa. Sótano con bodega con luz natural gracias al patio inglés. Incluye garaje y está equipada con persianas motorizadas, radiadores, preinstalación de aire acondicionado y preinstalación de ascensor. Una oportunidad única para disfrutar de espacio, luz y calidad en una de las zonas más exclusivas de Cuarte.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
1462501XM7016S0006YX
Cadastral area
336 m²
Year built
2010
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 303 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Medium

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 336.00m² en Cuarte de Huerva a 1276€/m² (mediana zona 1276€/m², delta +0.0%). Estado Mejorable. Posesión libre. Zona muy_baja, 301 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 9 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=9)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuarte de Huerva, Cuarte de Huerva, Zaragoza

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

0.0%In line
Scope
Postal code
Zone median
€1,276 /m²
This asset
€1,276 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€429,000
Transfer tax (ITP) 8% — Aragón€34,320
Notary (est.)€644
Land Registry (est.)€429
Admin agency (est.)€1,502
Estimated total investment€465,895
Estimated refurbishment (state: mejorable)€134,500 – €235,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
8 Oct 2026
€409,000arrow_forward€429,000-4.89%

Listing intel

SourceAliseda
On the market sinceDec 2025 (303 days)
On Atalaya since15 Jun 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing