AtalayaAtalaya

Piso en Estanislau Figueres

Tarragona • Apartment • Ref: #04984FA8

€120,000-32% vs area market
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Size

79 m²

Price / m²

€1,519

Rooms

3

OccupancyUnconfirmed
49
Piso en Estanislau Figueres — Tarragona
Photo: Hipoges
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir esta vivienda en propiedad ubicada en Tarragona. Disponemos de esta estupenda vivienda muy bien situada, muy luminosa y muy bien ubicada en la avenida principal, situada en un edificio de siete alturas sobre rasante. El edificio dispone de ascensor. Muy bien distribuida en un amplio hall de entrada, que da acceso a una cocina equipada independiente muy luminosa exterior y amueblada, y un pasillo que distribuye a un gran salón comedor con salida a una terraza exterior que aporta un extra y es una extensión al exterior siendo un espacio privado al aire libre sin necesidad de salir de casa, tres dormitorios siendo uno de ellos habitación doble, y dos cuartos de baño completo con bañera y plato de ducha. La vivienda dispone de carpintería exterior de aluminio con acristalamiento sencillo, carpintería interior de madera principalmente de sapeli, su puerta de acceso es normal blindada, disponiendo de calefacción de gas natural pero no de aire acondicionado. Los suelos de las estancias son de gres cerámico, y la pintura es monocapa, plástica lisa, en todas las estancias. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas. Tarragona es una de las ciudades más antiguas de Cataluña, una joya situada en la Costa Dorada y bañada por el Mediterráneo. Una ciudad con un gran patrimonio cultural, un rico legado romano declarado Patrimonio de la Humanidad por la UNESCO y una costa de aguas tranquilas y cristalinas. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 79.00m² en Tarragona a 1519€/m² (mediana zona 2233€/m², delta -32.0%). Requiere Reforma Integral. Posesión desconocida. Zona media, 99 días en mercado.

trending_upStrengths

  • +Descuento del -32.0% frente a la mediana zonal (2233€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.0%Strong opportunity
Scope
Municipality
Zone median
€2,233 /m²
This asset
€1,519 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+40.3%Above anchor
Scope
City
Zone median
€1,083 /m²
This asset
€1,519 /m²
Samples
100
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 10% — Cataluña€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since24 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing