AtalayaAtalaya

Calle Hermosilla, 5

Recoletos, Madrid • Apartment • Ref: #F1357F27

€2,279,000
open_in_newView original listing

Get new bank-owned properties in Madrid under your budget by email. Free.

Size

117 m²

Price / m²

€19,478

Rooms

2

OccupancyVacant
63
Calle Hermosilla, 5 — Recoletos, Madrid
Photo: holapisos
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Magnifica vivienda recien reformada con acabados y calidades de lujo. Ubicada en el centro de Madrid, ideal para familias. Con una superficie de 117 m2 construidos distribuidos en 2 habitaciones y 3 baños. El inmueble cuenta con aire acondicionado, calefacción y ascensor. En sus alrededores encontramos el Centro Privado de Educación Secundaria Marín Amat. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a A-42, A-6 y M-500.

Characteristics

Bathrooms

3

Floor

4

Elevator

Yes

Terrace

No

Parking

No

Year built

1940

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1756114VK4715F0020EF
Cadastral area
121 m²
Year built
1940
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 117.00m² en Madrid a 19478€/m² (mediana zona 11229€/m², delta +73.5%). Estado Impecable. Posesión libre. Zona alta, inventario reciente (1 días).

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre
  • +Zona de alta actividad con inventario fresco

warningRisks

  • −Precio +73.5% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Recoletos, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+73.5%Above anchor
Scope
Neighbourhood
Zone median
€11,229 /m²
This asset
€19,478 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+3.8%In line
Scope
Postal code
Zone median
€18,772 /m²
This asset
€19,478 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€2,279,000
Transfer tax (ITP) 6% — Madrid€136,740
Notary (est.)€3,419
Land Registry (est.)€2,279
Admin agency (est.)€7,977
Estimated total investment€2,429,415

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Madrid by AI score

Calle Julia Nebot
80

Calle Julia Nebot

€205,000

€3,241/m² · 63.25 m²

View analysisarrow_forward
apartment
77

Calle Marqués de Urquijo 6 y 8. Planta Primera. Puerta E.

€175,557

View analysisarrow_forward
Calle Goiri
76

Calle Goiri

€244,000

€4,000/m² · 61 m²

View analysisarrow_forward
Av/ Camilo Jose Cela
75

Av/ Camilo Jose Cela

€601,000

€5,828/m² · 103.13 m²

View analysisarrow_forward
Calle Eduardo Minguito
75

Calle Eduardo Minguito

€215,000

€3,967/m² · 54.2 m²

View analysisarrow_forward

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing