AtalayaAtalaya

Apartment in Constantí

Constanti, Tarragona • Ref: #F01E5C8E

€49,000
open_in_newView original listing

Get new bank-owned properties in Constanti under your budget by email. Free.

Size

119 m²

Price / m²

€412

Rooms

4

OccupancyUnconfirmed
47
Apartment in Constantí — Constanti
Photo: Servihabitat
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: presenta alicatados arrancados, mobiliario muy deteriorado e incompleto y falta de electrodomesticos.
  • •Bano: sanitarios de origen muy antiguos con sellados deteriorados y azulejos anticuados que requieren actualizacion integral.
  • •Salon: cableado electrico grapado a la vista por el techo y marcas de tabiques retirados en el suelo que evidencian reformas incompletas.
  • •Fachada: edificio de bloques residenciales con carpinterias envejecidas y aspecto exterior desgastado.

Description

Estado: second-hand. Extras: terrace

Characteristics

Bathrooms

1

Terrace

Yes

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 119.00m² en Constanti a 412€/m² (mediana zona 538€/m², delta -23.4%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 12 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -23.4% frente a la mediana zonal (538€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Constanti, Tarragona
map

Coordinates unavailable

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-23.4%Good price
Scope
City
Zone median
€538 /m²
This asset
€412 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€49,000
Transfer tax (ITP) 10% — Cataluña€4,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€55,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since29 Oct 2026
Last updated1 Nov 2026

Zone comparables

Top 5 similar properties in Constantí by AI score

See all bank-owned properties in Constantí
Piso en Plaza Juan Ramon Jimenez
62

Piso en Plaza Juan Ramon Jimenez

€48,200

€405/m² · 119 m²

View analysis
Calle Joan Maragall
60

Calle Joan Maragall

€61,000

€449/m² · 135.92 m²

View analysis
Piso en Joan Maragall
54

Piso en Joan Maragall

€64,000

€471/m² · 136 m²

View analysis
Calle Catalunya, s/n
54

Calle Catalunya, s/n

€48,640

€572/m² · 85 m²

View analysis
Calle De la Coma, 38
50

Calle De la Coma, 38

€58,000

€610/m² · 95 m²

View analysis

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing