AtalayaAtalaya

Apartment in Constantí

Calle Catalunya, s/n

Constantí, Tarragona • Ref: #FF2849A7

€48,640
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Size

85 m²

Price / m²

€572

Rooms

3

OccupancyOccupied · legal tenant
54
Calle Catalunya, s/n — Constantí
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Edificio plurifamiliar con revestimiento exterior desgastado y manchas de humedad visibles en los niveles superiores.
  • •Balcon: Balcones con barandillas metalicas sencillas y cierres parciales de celosia tipicos de construccion antigua.
  • •Exterior: Planta baja comercial con persianas metalicas y acceso a nivel de calle en estado de conservacion mejorable.

Description

Vivienda ubicada en Constantí, Tarragona, ideal para familias. Con una superficie de 85 m² construidos distribuidos en 3 habitaciones y 1 baños. Se encuentra cerca del centro de Constantí. En sus alrededores encontramos el Institució Tarragona - Turó. El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando confort y facilidad de acceso a servicios. Cuenta con fácil acceso a T-11, N-340a y N-240. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1977

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
0074801CF5507C0009HQ
Cadastral area
79 m²
Year built
1977
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 594 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 85.00m² en Constantí a 597€/m² (mediana zona 904€/m², delta -34.0%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, stock estancado (561 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 751 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -34.0% frente a la mediana zonal (904€/m²)

Risks

  • −561 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Constantí, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+6.3%Above anchor
Scope
City
Zone median
€538 /m²
This asset
€572 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€48,640
Transfer tax (ITP) 10% — Cataluña€4,864
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€54,804
Estimated refurbishment (state: mejorable)€34,000 – €59,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Jun 2026
€53,500arrow_forward€50,825-5%
9 Oct 2026
€50,825arrow_forward€48,640-4.3%

Listing intel

SourceAliseda
On the market sinceMar 2025 (594 days)
On Atalaya since11 Apr 2026
Last updated1 Nov 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing