AtalayaAtalaya

Apartment in Córdoba

Calle Isla Mallorca , S/n

Arroyo del Moro, Córdoba • Auction • Ref: #EF0DBEBB

€175,620
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Size

55 m²

Rooms

3

OccupancyOccupied · type to verify
48
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

URBANA: Número catorce.- Piso vivienda número dos, tipo E, en tercera planta del bloque señalado con el número cuatro, de la calle Llerena, de esta capital. Ocupa una superficie útil de cincuenta y cinco metros cuarenta decímetros cuadrados, y linda entrando en él: derecha, bloque señalado con el número dos de su misma calle; izquierda, piso vivienda número tres, tipo E, de su misma planta; y fondo, resto de finca destinado a viales y zonas verdes. Consta de estar comedor con terraza, tres dormitorios, dos de ellos con armarios empotrados, pasillo, cocina, cuarto de baño y terraza lavadero. Se le asignó un porcentaje con relación al total valor del inmueble, elementos comunes y gastos, de seis enteros veinticinco centésimas por ciento.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Puja mínima€175,620
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoLa propiedad está ocupada por la hija de los demandados, lo que podría implicar un proceso de desalojo. No se especifica si hay cargas adicionales más allá de la hipoteca que origina la subasta.

Cadastral data

Cadastral ref.
2356602/UG4925N/0014/UQ

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
15/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Córdoba a 175,620€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 18 días.

Strengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

Risks

  • −Precio +82.0% por encima de mediana zonal
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Arroyo del Moro, Córdoba, Córdoba

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+82.0%Above anchor
Scope
Municipality
Zone median
€1,742 /m²
This asset
€3,170 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€175,620
Transfer tax (ITP) 7% — Andalucía€12,293
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€615
Estimated total investment€189,528

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (10 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing