AtalayaAtalaya

"residencial las Perlas V", Parcela Doce del Plan Especial del Polígono Guadalquivir, Nº3, 2º2

Distrito Sur, Cordoba, Córdoba • Apartment · Auction • Ref: #368180C7

€78,987
open_in_newView original listing

Get new bank-owned properties in Cordoba under your budget by email. Free.

Size

94 m²

Rooms

3

OccupancyVacant
92
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca registral nº 21.365, inscrita en el Registro de la Propiedad nº3 de Córdoba, al Tomo 2.118, Libro 391, Folio 105.*URBANA.- PISO VIVIENDA NÚMERO 3, tipo C, situado en planta segunda, de la escalera número 2, del conjunto urbanístico denominado "Residencial Las Perlas V", sito en la parcela DOCE del Plan Especial del Polígono Guadalquivir.

Characteristics

Bathrooms

1

Year built

2002

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupaciónlibre
Desahucio necesario
Cargas (€)€54,150
Detalle cargasHipoteca a favor de SIROCCO LUX, S.A. por 54.149,84 euros de principal, más 16.244,95 euros presupuestados para intereses y costas. La hipoteca original fue a favor de Caja General de Ahorros de Granada, posteriormente cedida a SIROCCO LUX, S.A. También existen limitaciones por ser Vivienda de Protección Oficial y afecciones fiscales.
Hipoteca€54,150
Puja mínima€78,987
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgolow
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad no es vivienda habitual, lo que reduce el riesgo de ocupación vulnerable. La hipoteca es la única carga principal y el valor de tasación es superior a la deuda reclamada.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 93.58 m² but the cadastre records 16738 m² (+17786%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2918907UG4921N
Cadastral area
16738 m²
Year built
2002
Cadastral use
Storage/parking (residential)

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

92/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
6/6

Subasta BOE en Cordoba a 78,987€. Sin tasación de referencia publicada. Posesión libre. Subasta cierra en 14 días.

trending_upStrengths

  • +Descuento del -51.5% frente a la mediana zonal (1742€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Documentación judicial confirma que no se requiere desahucio adicional
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Documentación judicial: vivienda libre

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Distrito Sur, Cordoba, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.5%Strong opportunity
Scope
Municipality
Zone median
€1,742 /m²
This asset
€844 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€78,987
Transfer tax (ITP) 7% — Andalucía€5,529
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€85,816

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 1 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (12 days)
On Atalaya since16 Sept 2026
Last updated17 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Cordoba by AI score

Flat For Sale In C Libertador Hidlago y Costilla 9 Cordoba Córdoba
68

Flat For Sale In C Libertador Hidlago y Costilla 9 Cordoba Córdoba

€99,000

€1,065/m² · 93 m²

View analysisarrow_forward
Conquistador Ruiz Tafur,, 13
67

Conquistador Ruiz Tafur,, 13

€63,900

€1,121/m² · 57 m²

View analysisarrow_forward
Vivienda en Venta en Calle Marbella,12
65

Vivienda en Venta en Calle Marbella,12

€50,000

€926/m² · 54 m²

View analysisarrow_forward
Flat For Sale In Avda Blas Infante Cordoba Córdoba
65

Flat For Sale In Avda Blas Infante Cordoba Córdoba

€108,000

€1,029/m² · 105 m²

View analysisarrow_forward
Magistral Seco de Herrea,, 2
64

Magistral Seco de Herrea,, 2

€96,316

€1,070/m² · 90 m²

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing