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Pasaje Virgen de Luna, 5 Bajo a

Córdoba, CordobaApartment · AuctionRef: #ED103906

€128,250
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Size

68 m²

OccupancyOccupied · type to verify
40
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA.- Piso bajo letra A,situado en la planta baja de la casa número cinco del Pasaje Virgen de Luna, en Córdoba. Le corresponde el número uno de la división horizontal. Dispone de acometida de agua corriente y luz eléctrica.Ocupa una superficie construida de unos sesenta y siete metros cincuenta decímetros cuadrados. Esta vivienda se encuentra compartimentada en diversas estancias. Linda: izquierda entrando, con los mismos límites que la fachada principal de la casa; derecha, con los mismos límites que la fachada posterior de la casa; fondo, con los mismos límites que la fachada lateral izquierda de la casa, y por el frente, con vivienda de la misma planta, letra B, separada por pared medianera y con caja de escalera. La referida vivienda representa una cuota en el total valor de la casa de que forma parte y en sus elementos comunes y gastos de doce enteros y cincuenta centésimas por ciento.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€114,600
Detalle cargasHipoteca a favor de CAIXABANK, S.A. (anteriormente Caja General de Ahorros de Granada) por un principal de 114600 euros, intereses ordinarios, moratorios y costas.
Hipoteca€114,600
Puja mínima€128,250
Depósito (%)20%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca
Análisis riesgoLa propiedad es vivienda habitual de los ejecutados, lo que puede complicar el desalojo. Existe una hipoteca con un principal de 114600 euros, lo que representa una carga significativa en relación con el valor de subasta.

assignmentCadastral data

Cadastral ref.
5247101UG4954N0002OP
Cadastral area
67 m²
Year built
1973
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
Legal liens
6/15
Zone liquidity
8/15
BOE bonus
5/6

Subasta BOE en Cordoba a 128,250€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 5 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • Ocupación judicial sin detalle: verificar in situ antes de pujar
  • Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Córdoba, Cordoba, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+9.1%Above anchor
Scope
Municipality
Zone median
€1,742 /m²
This asset
€1,900 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€128,250
Transfer tax (ITP) 7% — Andalucía€8,978
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€449
Estimated total investment€138,677

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (22 days)
On Atalaya since1 Sept 2026
Last updated1 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Cordoba by AI score

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing