AtalayaAtalaya

Ps de la Alameda

Linares, Jaén • Apartment • Ref: #E0CDAE0F

€109,000
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Size

97 m²

Price / m²

€1,129

Rooms

2

OccupancyVacant
49
Ps de la Alameda — Linares
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 96 m² ubicado en Linares, Jaén. Se trata de un piso de 96 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Linares, en la zona de Paseo de la Alameda, teniendo buenos accesos por la A-32, la A-312 y la N-322. Dispone de comunicaciones públicas mediante autobuses urbanos e interurbanos y estación de tren en el municipio. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias, centros de salud y otros comercios. A pocos minutos de la Plaza del Ayuntamiento, del Hospital Universitario San Agustín y de zonas comerciales del municipio. Con nuestros servicios podrá encontrar piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2003

Pool

Yes

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 96.57 m² but the cadastre records 117 m² (+21%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5677055VH4157N0221AX
Cadastral area
117 m²
Year built
2003
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 96.57m² en Linares a 1129€/m² (mediana zona 985€/m², delta +14.6%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, inventario reciente (53 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +14.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Linares, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+14.6%Above anchor
Scope
Municipality
Zone median
€985 /m²
This asset
€1,129 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+209.3%Above anchor
Scope
Postal code
Zone median
€365 /m²
This asset
€1,129 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 7% — Andalucía€7,630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€118,012

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (55 days)
On Atalaya since14 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing