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AtalayaAtalaya

Apartment in Linares

Calle Numancia

Linares, Jaén • Ref: #0933C6FB

€182,000-59% vs area market
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Size

525 m²

Price / m²

€346

Rooms

4

OccupancyVacant
69
Calle Numancia — Linares
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: El falso techo ornamental se ha desprendido parcialmente dejando a la vista bovedillas y escombros caidos sobre el suelo.
  • •Cocina: Mobiliario muy antiguo y desactualizado con huecos sin electrodomesticos e indicios de deterioro.
  • •Dormitorio: Suelos de terrazo antiguos y carpinteria interior basica que requieren actualizacion integral.
  • •Fachada: Edificio plurifamiliar con red de proteccion en balcones por posible riesgo de desprendimientos.

Description

Piso de 525 m² ubicado en Linares, Jaén. Se trata de un lote formado por 3 pisos con una superficie total de 525 m² distribuidos en varias estancias aptas para la vida diaria. Cada vivienda dispone de una superficie de 175 m². El lote se sitúa en el núcleo urbano de Linares, en una zona consolidada de la localidad, con buenos accesos por la A-32 y la A-44. Dispone de comunicaciones mediante líneas de autobús urbano que conectan los distintos barrios de la ciudad y la estación de Linares-Baeza, además de conexiones ferroviarias desde dicha estación. En el entorno pueden encontrarse servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y diversos comercios. A pocos minutos del Hospital San Agustín y de la estación de Linares-Baeza. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1987

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 525.33 m² but the cadastre records 270 m² (-49%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4762519VH4146S0003GF
Cadastral area
270 m²
Year built
1987
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 525.33m² en Linares a 346€/m² (mediana zona 836€/m², delta -58.6%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Descuento del -58.6% frente a la mediana zonal (836€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Linares, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-58.6%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€836 /m²
This asset
€346 /m²
Samples
224
Period
Q4-2025
Source
MITMA

vs other bank assets

0.0%In line
Scope
Postal code
Zone median
€346 /m²
This asset
€346 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€182,000
Transfer tax (ITP) 7% — Andalucía€12,740
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€637
Estimated total investment€196,377

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€64,000arrow_forward€182,000-184.37%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since1 Jul 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Linares by AI score

See all bank-owned properties in Linares

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing