AtalayaAtalaya

Calle Marques de Comillas

Tortosa, Tarragona • Apartment • Ref: #DCBD5EC0

€90,000
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Size

82 m²

Price / m²

€1,103

Rooms

2

OccupancyVacant
61
Calle Marques de Comillas — Tortosa
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 82 m² situado en Tortosa, Tarragona. Se trata de un piso de 82 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. La vivienda se sitúa en núcleo urbano de Tortosa, teniendo buenos accesos por carretera C-12 y T-301. También dispone de varias paradas de autobús y se encuentra próximo de la estación de tren de Tortosa. En la población podemos encontrar servicios como centros de salud, farmacias, el parque de bomberos, museos, alojamientos, supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Además, se encuentra cerca del Río Ebro y del Hospital de Tortosa Verge de la Cinta. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1992

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0314309BF9201C0042HO
Cadastral area
88 m²
Year built
1992
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 475 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 81.59m² en Tortosa a 1103€/m² (mediana zona 1213€/m², delta -9.1%). Estado Pendiente De Análisis Visual. Posesión libre. Zona media, stock estancado (473 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −473 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tortosa, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-9.1%In line
Scope
Municipality
Zone median
€1,213 /m²
This asset
€1,103 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+299.6%Above anchor
Scope
Postal code
Zone median
€276 /m²
This asset
€1,103 /m²
Samples
57
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,000
Transfer tax (ITP) 10% — Cataluña€9,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€100,315

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
16 May 2026
€105,000arrow_forward€95,000-9.52%
1 Jul 2026
€95,000arrow_forward€90,000-5.26%

Listing intel

SourceSolvia
On the market sinceMay 2025 (475 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing