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Apartment in Tortosa

Calle Francesc Gil Frederic, s/n

Tortosa, Tarragona • Ref: #2AB4FB27

€36,519-60% vs area market
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Size

100 m²

Price / m²

€365

Rooms

3

OccupancyVacant
73
Calle Francesc Gil Frederic, s/n — Tortosa
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Presenta techos con vigas que muestran grietas y desprendimientos de revestimiento, asi como cables electricos vistos por las paredes.
  • •Dormitorio: Se aprecian suelos antiguos desgastados, carpinteria de madera y contraventanas deterioradas, y manchas considerables de humedad en los paramentos.
  • •Pasillo: Paso con carpinterias interiores antiguas que requieren sustitucion y remates incompletos en suelos y paredes.

Description

¡Descubre tu nuevo hogar en el corazón de Tortosa! Este piso de obra nueva, con 100 m² construidos, es ideal para parejas que buscan comodidad y modernidad. La vivienda se distribuye en un amplio salón-comedor y una cocina bien equipada, ofreciendo el espacio perfecto para tu día a día. Ubicado en el centro de Tortosa, estarás rodeado de todas las comodidades necesarias. A pocos pasos encontrarás el Hospital Verge de la Cinta, la ESCOLA DE L?ESPLAI DE TORTOSA, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, y centros deportivos. Además, la estación de tren de Tortosa te conecta fácilmente con otras ciudades, y el acceso a la C-12 te facilita la movilidad por carretera. Tortosa es una ciudad con un rico patrimonio histórico y cultural, que combina la belleza del río Ebro con una vibrante vida urbana. Aquí disfrutarás de un entorno tranquilo, pero con todas las ventajas de una ciudad dinámica. Además, Tarragona, la provincia en la que se encuentra Tortosa, es conocida por su clima mediterráneo, sus playas de arena dorada y su rica oferta cultural y gastronómica. Vivir en Tarragona es sinónimo de calidad de vida y bienestar. No pierdas la oportunidad de visitar este maravilloso piso. ¡Haz un tour virtual hoy mismo y enamórate de tu futuro hogar! *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
1111809BF9211A0001ZS
Cadastral area
100 m²
Year built
1930
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 896 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 100.00m² en Tortosa a 365€/m² (mediana zona 907€/m², delta -59.8%). Requiere Reforma Integral. Posesión libre. Zona media, más de 2 años sin vender.

Strengths

  • +Descuento del -59.8% frente a la mediana zonal (907€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −886 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tortosa, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-60.5%Strong opportunity
Scope
Municipality
Zone median
€925 /m²
This asset
€365 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+70.6%Above anchor
Scope
Postal code
Zone median
€214 /m²
This asset
€365 /m²
Samples
22
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€36,519
Transfer tax (ITP) 10% — Cataluña€3,652
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€41,471

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 5 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Jul 2026
€42,000arrow_forward€36,520-13.05%
14 Jul 2026
€36,520arrow_forward€40,000-9.53%
17 Aug 2026
€40,000arrow_forward€36,515-8.71%
19 Aug 2026
€36,515arrow_forward€39,995-9.53%
27 Aug 2026
€39,995arrow_forward€36,519-8.69%

Listing intel

SourceAliseda
On the market sinceApr 2024 (896 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing