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Apartment in Tortosa

Calle Aldover

Jesús, Tortosa, Tarragona • Ref: #992848A7

€62,500-40% vs area market
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Size

83 m²

Price / m²

€755

Rooms

2

OccupancyVacant
66
Calle Aldover — Jesús, Tortosa
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad, indicando falta de mantenimiento.
  • •Dormitorio: Las paredes del dormitorio muestran manchas de humedad y suciedad, y el suelo de terrazo está desgastado.
  • •Salon: El salón tiene paredes con manchas y el suelo de terrazo está en un estado similar al del dormitorio.

Description

Piso de 83 m² ubicado en el municipio de Tortosa, Tarragona. Se trata de un piso de 83 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Jesús, una pedanía de Tortosa, con acceso directo a la carretera C-12 y la T-301, lo que permite una conexión rápida tanto con el centro de Tortosa como con otras localidades de la comarca y la provincia. En cuanto a transporte público, la zona dispone de líneas de autobús urbano e interurbano que enlazan Jesús con Tortosa y otros municipios cercanos. La estación de tren de Tortosa, situada a poca distancia, ofrece servicios de media distancia operados por Renfe, facilitando los desplazamientos hacia Tarragona, Barcelona y Valencia. Además, la proximidad a la C-12 permite un acceso ágil en vehículo privado a las principales vías de comunicación de la zona. En el entorno inmediato se pueden encontrar servicios esenciales como supermercados, restaurantes, instalaciones deportivas, centros educativos de diferentes niveles, oficinas bancarias y una variada oferta de comercios de proximidad. Entre los puntos de interés destaca el Hospital de la Santa Creu. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1980

Energy rating

D

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 82.76 m² but the cadastre records 96 m² (+16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9828409BF8292H0009HT
Cadastral area
96 m²
Year built
1980
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 436 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
6/15

Vivienda de 82.76m² en Tortosa a 755€/m² (mediana zona 1259€/m², delta -40.0%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (425 días).

Strengths

  • +Descuento del -40.0% frente a la mediana zonal (1259€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −425 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Jesús, Tortosa, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-40.0%Strong opportunity
Scope
Neighbourhood
Zone median
€1,259 /m²
This asset
€755 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

+171.6%Above anchor
Scope
Postal code
Zone median
€278 /m²
This asset
€755 /m²
Samples
55
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€62,500
Transfer tax (ITP) 10% — Cataluña€6,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€70,050
Estimated refurbishment (state: mejorable)€33,000 – €58,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€67,100arrow_forward€62,500-6.86%

Listing intel

SourceSolvia
On the market sinceJul 2025 (436 days)
On Atalaya since7 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Tortosa by AI score

See all bank-owned properties in Tortosa

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing